BTCI vs VTI
NEOS Bitcoin High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | BTCI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $1.1B | $666.9B | |
| Dividend Yield | 41.21% | 1.07% | |
| Holdings | 9 | 3,543 | |
| YTD Return | -28.73% | +13.14% | |
| 1Y Return | -42.42% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 42.7% | 15.3% | |
| Max Drawdown | -55.9% | -56.6% | |
| Fund Family | NEOS | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 16, 2024 | May 24, 2001 |
BTCI vs VTI Performance
NEOS Bitcoin High Income ETF (BTCI) is a ETF from NEOS and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year BTCI returned -42.42% while VTI returned +22.35%. Year to date, BTCI is down 28.73% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
BTCI has been the more volatile fund, with annualized monthly volatility of 42.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.9% for BTCI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
BTCI charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, BTCI currently yields 41.21% against 1.07% for VTI.
Holdings Overlap
BTCI and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BTCI or VTI?
BTCI has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, BTCI or VTI?
Over the past year BTCI returned -42.42% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), BTCI annualized -5.46% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, BTCI or VTI?
BTCI has been the more volatile fund at 42.7% annualized versus 15.3% for VTI. Worst drawdown: BTCI -55.9% vs VTI -56.6%.
Should I hold both BTCI and VTI?
BTCI and VTI have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BTCI and VTI?
BTCI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, BTCI or VTI?
BTCI yields 41.21% while VTI yields 1.07%, so BTCI currently pays the higher dividend yield.
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