BTCU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricBTCUSCHDWinner
Expense Ratio1.13%0.06%
AUM$4M$103.7B
Dividend Yield0.30%3.31%
Holdings8104
YTD Return-32.63%+25.58%
1Y Return-+31.06%
3Y Return (annualized)-+15.55%
5Y Return (annualized)-+9.61%
Volatility (annualized)-13.6%
Max Drawdown-40.7%-33.4%
Fund FamilyDirexion Shares ETF TrustCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionMay 27, 2026Oct 20, 2011

BTCU vs SCHD Performance

Direxion Daily Bitcoin Bull 2X ETF (BTCU) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, BTCU is down 32.63% versus a gain of 25.58% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -40.7% for BTCU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BTCU charges 1.13% per year while SCHD charges 0.06%. On a $10,000 position that is $113 vs $6 annually, a gap of $107 per year that compounds over a long holding period. On income, BTCU currently yields 0.30% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

BTCU and SCHD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTCU or SCHD?

BTCU has an expense ratio of 1.13% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $107 per year of difference.

What is the holdings overlap between BTCU and SCHD?

BTCU and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, BTCU or SCHD?

BTCU yields 0.30% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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