BTCU vs SPY

BTCU vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricBTCUSPYWinner
Expense Ratio1.13%0.09%
AUM$2M$821.1B
Dividend Yield0.27%1.01%
Holdings8505
YTD Return-11.98%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-40.7%-56.5%
Fund FamilyDirexion Shares ETF TrustState Street Investment Management
CategoryAlternativeEquity
InceptionMay 27, 2026Jan 22, 1993

BTCU vs SPY Performance

Direxion Daily Bitcoin Bull 2X ETF (BTCU) is a ETF from Direxion Shares ETF Trust and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, BTCU is down 11.98% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -40.7% for BTCU and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

BTCU charges 1.13% per year while SPY charges 0.09%. On a $10,000 position that is $113 vs $9 annually, a gap of $104 per year that compounds over a long holding period. On income, BTCU currently yields 0.27% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

BTCU and SPY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BTCU or SPY?

BTCU has an expense ratio of 1.13% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $104 per year of difference.

What is the holdings overlap between BTCU and SPY?

BTCU and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, BTCU or SPY?

BTCU yields 0.27% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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