BTOP vs VOO

BTOP vs VOO

Which is better, BTOP or VOO?

Multi Alternative against Large Cap Blend.

VOO has a lower expense ratio. BTOP led over the full window, VOO over 1Y.

Lower Fees: VOOHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBTOPVOO
Expense Ratio0.88%0.03%Best
AUM$4M$997.4B
Dividend Yield2.32%1.04%
Holdings5509
Volatility (annualized)53.5%12.8%Best
Max Drawdown-43.4%-18.7%Best
$10,000 over 2.6 years$19,147Best$17,830
Fund FamilyBitwiseVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionSep 29, 2023Sep 7, 2010

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 120 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. BTOP has data through May 21, 2026 and VOO through Sep 18, 2026.

Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Oct 2, 2023 to May 21, 2026 (2.6 years).

Risk: Volatility and Drawdowns

BTOP has been the more volatile fund, with annualized monthly volatility of 53.5% compared with 12.8% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.4% for BTOP and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.

Fees and Cost Over Time

BTOP charges 0.88% per year while VOO charges 0.03%. On a $10,000 position that is $88 vs $3 annually, a gap of $85 per year that compounds over a long holding period. On income, BTOP currently yields 2.32% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 1 holding in BTOP and 494 in VOO, totalling 83.2% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 182 days apart, BTOP as of Jan 30, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 1 positions we hold weights for in BTOP and 494 in VOO, against full books of 5 and 509.

You are not choosing between two funds in isolation.

Whichever of BTOP and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BTOPVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BTOP or VOO?

BTOP has an expense ratio of 0.88% while VOO charges 0.03%. VOO is the cheaper option, by $85 a year on a $10,000 investment.

Which is riskier, BTOP or VOO?

BTOP has been the more volatile fund at 53.5% annualized versus 12.8% for VOO. Worst drawdown: BTOP -43.4% vs VOO -18.7%.

Should I hold both BTOP and VOO?

BTOP and VOO have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BTOP or VOO?

BTOP yields 2.32% while VOO yields 1.04%, so BTOP currently pays the higher dividend yield.

Is VOO better than BTOP?

VOO has a lower expense ratio. BTOP led over the full window, VOO over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.