Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricBUFGIVVWinner
Expense Ratio1.13%0.03%
AUM$324M$865.2B
Dividend Yield0.00%1.09%
Holdings8508
YTD Return+8.45%+13.80%
1Y Return+14.99%+23.70%
3Y Return (annualized)+13.59%+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)10.6%15.1%
Max Drawdown-17.6%-56.5%
Fund FamilyFirst Trust Portfolios (US)iShares by BlackRock (US)
CategoryAlternativeEquity
InceptionOct 26, 2021May 15, 2000

BUFG vs IVV Performance

FT Vest Buffered Allocation Growth ETF (BUFG) is a ETF from First Trust Portfolios (US) and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year BUFG returned +14.99% while IVV returned +23.70%. Year to date, BUFG is up 8.45% versus a gain of 13.80% for IVV.

Over three years, BUFG compounded at +13.59% per year against +21.49% for IVV. Across the full 5-year window we track, BUFG has the edge at +8.84% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.6% for BUFG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.6% for BUFG and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

BUFG charges 1.13% per year while IVV charges 0.03%. On a $10,000 position that is $113 vs $3 annually, a gap of $110 per year that compounds over a long holding period. On income, BUFG currently yields 0.00% against 1.09% for IVV.

Holdings Overlap

0.0%overlap

BUFG and IVV share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, BUFG or IVV?

BUFG has an expense ratio of 1.13% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $110 per year of difference.

Which performed better, BUFG or IVV?

Over the past year BUFG returned +14.99% vs +23.70% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (5 years), BUFG annualized +8.84% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, BUFG or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 10.6% for BUFG. Worst drawdown: BUFG -17.6% vs IVV -56.5%.

Should I hold both BUFG and IVV?

BUFG and IVV have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between BUFG and IVV?

BUFG and IVV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, BUFG or IVV?

BUFG yields 0.00% while IVV yields 1.09%, so IVV currently pays the higher dividend yield.

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