BUSA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricBUSASCHDWinner
Expense Ratio0.60%0.06%
AUM$311M$103.7B
Dividend Yield1.46%3.31%
Holdings65104
YTD Return+12.55%+24.26%
1Y Return+26.09%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)12.2%13.6%
Max Drawdown-14.2%-33.4%
Fund FamilyBrandes Investment PartnersCharles Schwab Asset Management
CategoryEquityEquity
InceptionOct 3, 2023Oct 20, 2011

BUSA vs SCHD Performance

Brandes US Value ETF (BUSA) is a ETF from Brandes Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BUSA returned +26.09% while SCHD returned +31.38%. Year to date, BUSA is up 12.55% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.2% for BUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.2% for BUSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BUSA charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, BUSA currently yields 1.46% against 3.31% for SCHD.

Holdings Overlap

11.0%overlap

BUSA and SCHD share 6 holdings out of 158 unique holdings combined, representing a 11.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in BUSAWeight in SCHDDifference
MRK2.67%4.32%1.65%
UNH1.82%4.54%2.72%
CVX2.00%3.95%1.95%
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Frequently Asked Questions

Which is cheaper, BUSA or SCHD?

BUSA has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.

Which performed better, BUSA or SCHD?

Over the past year BUSA returned +26.09% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BUSA annualized +19.43% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, BUSA or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.2% for BUSA. Worst drawdown: BUSA -14.2% vs SCHD -33.4%.

Should I hold both BUSA and SCHD?

BUSA and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between BUSA and SCHD?

BUSA and SCHD share 6 common holdings with a 11.0% weight overlap. Combined, they hold 158 unique securities.

Which pays a higher dividend, BUSA or SCHD?

BUSA yields 1.46% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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