BUSA vs SCHD
Brandes US Value ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | BUSA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $327M | $112.2B | |
| Dividend Yield | 1.42% | 3.13% | |
| Holdings | 65 | 103 | |
| YTD Return | +14.64% | +27.89% | |
| 1Y Return | +22.82% | +29.93% | |
| 3Y Return (annualized) | +19.71% | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | 12.3% | 13.6% | |
| Max Drawdown | -14.2% | -33.4% | |
| Fund Family | Brandes Investment Partners | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 3, 2023 | Oct 20, 2011 |
BUSA vs SCHD Performance
Brandes US Value ETF (BUSA) is a ETF from Brandes Investment Partners and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year BUSA returned +22.82% while SCHD returned +29.93%. Year to date, BUSA is up 14.64% versus a gain of 27.89% for SCHD.
Over three years, BUSA compounded at +19.71% per year against +16.13% for SCHD. Across the full 3-year window we track, BUSA has the edge at +19.71% annualized vs +11.56%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.3% for BUSA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.2% for BUSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BUSA charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, BUSA currently yields 1.42% against 3.13% for SCHD.
Holdings Overlap
BUSA and SCHD share 6 holdings out of 159 unique holdings combined, representing a 11.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, BUSA or SCHD?
BUSA has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, BUSA or SCHD?
Over the past year BUSA returned +22.82% vs +29.93% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), BUSA annualized +19.71% vs +11.56% for SCHD. Past performance does not guarantee future results.
Which is riskier, BUSA or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.3% for BUSA. Worst drawdown: BUSA -14.2% vs SCHD -33.4%.
Should I hold both BUSA and SCHD?
BUSA and SCHD have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between BUSA and SCHD?
BUSA and SCHD share 6 common holdings with a 11.3% weight overlap. Combined, they hold 159 unique securities.
Which pays a higher dividend, BUSA or SCHD?
BUSA yields 1.42% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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