BUXX vs VTI

BUXX vs VTI

Which is better, BUXX or VTI?

Ultrashort Term Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBUXXVTI
Expense Ratio0.26%0.03%Best
AUM$468M$666.9B
Dividend Yield4.89%1.03%
Holdings3263,543
YTD Return+2.74%+12.57%Best
1Y Return+3.92%+17.22%Best
3Y Return (annualized)+5.15%+20.87%Best
5Y Return (annualized)-+11.86%
Volatility (annualized)0.6%Best13.2%
Max Drawdown-0.6%Best-19.3%
$10,000 over 3.1 years$11,702$17,671Best
Fund FamilyStrive Asset ManagementVanguard (US)
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Blend
InceptionAug 10, 2023May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 10, 2023 to Sep 11, 2026 (3.1 years).

BUXX vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.

BUXX vs VTI Performance

Strive Enhanced Income Short Maturity ETF (BUXX) is an ETF from Strive Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BUXX returned +3.92% while VTI returned +17.22%. Year to date, BUXX is up 2.74% versus a gain of 12.57% for VTI.

Over three years, BUXX compounded at +5.15% per year against +20.87% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 0.6% for BUXX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.6% for BUXX and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.28. They move largely independently of each other.

Fees and Cost Over Time

BUXX charges 0.26% per year while VTI charges 0.03%. On a $10,000 position that is $26 vs $3 annually, a gap of $23 per year that compounds over a long holding period. On income, BUXX currently yields 4.89% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 115 holdings in BUXX and 2,787 in VTI, totalling 39.0% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 50 days apart, BUXX as of Aug 19, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 115 positions we hold weights for in BUXX and 2,787 in VTI, against full books of 326 and 3,543.

You are not choosing between two funds in isolation.

Whichever of BUXX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

BUXXVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BUXX or VTI?

BUXX has an expense ratio of 0.26% while VTI charges 0.03%. VTI is the cheaper option, by $23 a year on a $10,000 investment.

Which performed better, BUXX or VTI?

Over the past year BUXX returned +3.92% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BUXX or VTI?

VTI has been the more volatile fund at 13.2% annualized versus 0.6% for BUXX. Worst drawdown: BUXX -0.6% vs VTI -19.3%.

Should I hold both BUXX and VTI?

BUXX and VTI have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, BUXX or VTI?

BUXX yields 4.89% while VTI yields 1.03%, so BUXX currently pays the higher dividend yield.

Is VTI better than BUXX?

VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.