BVAL vs VTI
Bluemonte Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BVAL or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. BVAL led over 1Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BVAL | VTI |
|---|---|---|
| Expense Ratio | 0.24% | 0.03%Best |
| AUM | $291M | $666.9B |
| Dividend Yield | 1.28% | 1.03% |
| Holdings | 5 | 3,543 |
| YTD Return | +14.58%Best | +14.00% |
| 1Y Return | +19.31%Best | +16.88% |
| 3Y Return (annualized) | - | +22.75% |
| 5Y Return (annualized) | - | +12.68% |
| Volatility (annualized) | 8.7%Best | 11.6% |
| Max Drawdown | -6.7%Best | -8.9% |
| $10,000 over 1.2 years | $12,717 | $12,926Best |
| Fund Family | Bluemonte Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 20, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 23, 2025 to Sep 21, 2026 (1.2 years).
BVAL vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
BVAL vs VTI Performance
Bluemonte Large Cap Value ETF (BVAL) is an ETF from Bluemonte Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BVAL returned +19.31% while VTI returned +16.88%. Year to date, BVAL is up 14.58% versus a gain of 14.00% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 11.6% compared with 8.7% for BVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for BVAL and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BVAL charges 0.24% per year while VTI charges 0.03%. On a $10,000 position that is $24 vs $3 annually, a gap of $21 per year that compounds over a long holding period. On income, BVAL currently yields 1.28% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 4 holdings in BVAL and 3,463 in VTI, totalling 99.3% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 4 positions we hold weights for in BVAL and 3,463 in VTI, against full books of 5 and 3,543.
You are not choosing between two funds in isolation.
Whichever of BVAL and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BVAL or VTI?
BVAL has an expense ratio of 0.24% while VTI charges 0.03%. VTI is the cheaper option, by $21 a year on a $10,000 investment.
Which performed better, BVAL or VTI?
Over the past year BVAL returned +19.31% vs +16.88% for VTI, so BVAL leads on 1-year performance. Over the longest common window we track (1 years), BVAL annualized +22.18% vs +23.85% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BVAL or VTI?
VTI has been the more volatile fund at 11.6% annualized versus 8.7% for BVAL. Worst drawdown: BVAL -6.7% vs VTI -8.9%.
Should I hold both BVAL and VTI?
BVAL and VTI have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BVAL or VTI?
BVAL yields 1.28% while VTI yields 1.03%, so BVAL currently pays the higher dividend yield.
Is VTI better than BVAL?
VTI has a lower expense ratio. BVAL led over 1Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.