BVAL vs SCHD
Bluemonte Large Cap Value ETF vs Schwab US Dividend Equity ETF
Which is better, BVAL or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BVAL | SCHD |
|---|---|---|
| Expense Ratio | 0.24% | 0.06%Best |
| AUM | $291M | $112.1B |
| Dividend Yield | 1.28% | 3.00% |
| Holdings | 5 | 103 |
| YTD Return | +13.72% | +23.46%Best |
| 1Y Return | +18.67% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 8.9%Best | 13.1% |
| Max Drawdown | -6.7% | -4.6%Best |
| $10,000 over 1.2 years | $12,645 | $13,096Best |
| Fund Family | Bluemonte Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jun 20, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jun 23, 2025 to Sep 18, 2026 (1.2 years).
BVAL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
BVAL vs SCHD Performance
Bluemonte Large Cap Value ETF (BVAL) is an ETF from Bluemonte Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BVAL returned +18.67% while SCHD returned +27.20%. Year to date, BVAL is up 13.72% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 8.9% for BVAL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for BVAL and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BVAL charges 0.24% per year while SCHD charges 0.06%. On a $10,000 position that is $24 vs $6 annually, a gap of $18 per year that compounds over a long holding period. On income, BVAL currently yields 1.28% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 4 holdings in BVAL and 100 in SCHD, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 4 positions we hold weights for in BVAL and 100 in SCHD, against full books of 5 and 103.
You are not choosing between two funds in isolation.
Whichever of BVAL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BVAL or SCHD?
BVAL has an expense ratio of 0.24% while SCHD charges 0.06%. SCHD is the cheaper option, by $18 a year on a $10,000 investment.
Which performed better, BVAL or SCHD?
Over the past year BVAL returned +18.67% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), BVAL annualized +21.60% vs +25.20% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BVAL or SCHD?
SCHD has been the more volatile fund at 13.1% annualized versus 8.9% for BVAL. Worst drawdown: BVAL -6.7% vs SCHD -4.6%.
Should I hold both BVAL and SCHD?
BVAL and SCHD have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BVAL or SCHD?
BVAL yields 1.28% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BVAL?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.