CAIE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCAIESCHDWinner
Expense Ratio0.74%0.06%
AUM$1.1B$103.7B
Dividend Yield13.30%3.31%
Holdings6104
YTD Return+9.91%+24.26%
1Y Return+19.63%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)11.0%13.6%
Max Drawdown-7.7%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJun 25, 2025Oct 20, 2011

CAIE vs SCHD Performance

Calamos Autocallable Income ETF (CAIE) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CAIE returned +19.63% while SCHD returned +31.38%. Year to date, CAIE is up 9.91% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.0% for CAIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.7% for CAIE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.20. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CAIE charges 0.74% per year while SCHD charges 0.06%. On a $10,000 position that is $74 vs $6 annually, a gap of $68 per year that compounds over a long holding period. On income, CAIE currently yields 13.30% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

CAIE and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CAIE or SCHD?

CAIE has an expense ratio of 0.74% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

Which performed better, CAIE or SCHD?

Over the past year CAIE returned +19.63% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CAIE annualized +23.52% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, CAIE or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 11.0% for CAIE. Worst drawdown: CAIE -7.7% vs SCHD -33.4%.

Should I hold both CAIE and SCHD?

CAIE and SCHD have a monthly-return correlation of 0.20, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CAIE and SCHD?

CAIE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, CAIE or SCHD?

CAIE yields 13.30% while SCHD yields 3.31%, so CAIE currently pays the higher dividend yield.

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