CAIE vs VTI

CAIE vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCAIEVTIWinner
Expense Ratio0.74%0.03%
AUM$1.3B$666.9B
Dividend Yield14.66%1.07%
Holdings63,543
YTD Return+11.65%+14.82%
1Y Return+18.75%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)11.1%15.4%
Max Drawdown-7.7%-56.6%
Fund FamilyCalamos InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 25, 2025May 24, 2001

CAIE vs VTI Performance

Calamos Autocallable Income ETF (CAIE) is a ETF from Calamos Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CAIE returned +18.75% while VTI returned +22.43%. Year to date, CAIE is up 11.65% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.1% for CAIE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.7% for CAIE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CAIE charges 0.74% per year while VTI charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, CAIE currently yields 14.66% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CAIE and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CAIE or VTI?

CAIE has an expense ratio of 0.74% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $71 per year of difference.

Which performed better, CAIE or VTI?

Over the past year CAIE returned +18.75% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), CAIE annualized +24.79% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, CAIE or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 11.1% for CAIE. Worst drawdown: CAIE -7.7% vs VTI -56.6%.

Should I hold both CAIE and VTI?

CAIE and VTI have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between CAIE and VTI?

CAIE and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, CAIE or VTI?

CAIE yields 14.66% while VTI yields 1.07%, so CAIE currently pays the higher dividend yield.

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