CBOA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCBOASCHDWinner
Expense Ratio0.69%0.06%
AUM$5M$103.7B
Dividend Yield2.38%3.31%
Holdings7104
YTD Return-6.24%+25.33%
1Y Return-6.54%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)5.8%13.6%
Max Drawdown-8.9%-33.4%
Fund FamilyCalamos InvestmentsCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionApr 7, 2025Oct 20, 2011

CBOA vs SCHD Performance

Calamos Bitcoin Structured Alt Protection ETF - April (CBOA) is a ETF from Calamos Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CBOA returned -6.54% while SCHD returned +32.31%. Year to date, CBOA is down 6.24% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.8% for CBOA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -8.9% for CBOA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.20. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBOA charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, CBOA currently yields 2.38% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, CBOA or SCHD?

CBOA has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, CBOA or SCHD?

Over the past year CBOA returned -6.54% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), CBOA annualized -0.64% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, CBOA or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 5.8% for CBOA. Worst drawdown: CBOA -8.9% vs SCHD -33.4%.

Should I hold both CBOA and SCHD?

CBOA and SCHD have a monthly-return correlation of -0.20, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBOA or SCHD?

CBOA yields 2.38% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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