CBOY vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCBOYSPYWinner
Expense Ratio0.69%0.09%
AUM$5M$789.1B
Dividend Yield1.37%1.01%
Holdings5505
YTD Return-0.43%+13.39%
1Y Return-2.01%+22.52%
3Y Return (annualized)-+21.36%
5Y Return (annualized)-+13.19%
Volatility (annualized)2.0%15.3%
Max Drawdown-4.0%-56.5%
Fund FamilyCalamos InvestmentsState Street Investment Management
CategoryAlternativeEquity
InceptionJul 8, 2025Jan 22, 1993

CBOY vs SPY Performance

Calamos Bitcoin Structured Alt Protection ETF - July (CBOY) is a ETF from Calamos Investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CBOY returned -2.01% while SPY returned +22.52%. Year to date, CBOY is down 0.43% versus a gain of 13.39% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.0% for CBOY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.0% for CBOY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CBOY charges 0.69% per year while SPY charges 0.09%. On a $10,000 position that is $69 vs $9 annually, a gap of $60 per year that compounds over a long holding period. On income, CBOY currently yields 1.37% against 1.01% for SPY.

Frequently Asked Questions

Which is cheaper, CBOY or SPY?

CBOY has an expense ratio of 0.69% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $60 per year of difference.

Which performed better, CBOY or SPY?

Over the past year CBOY returned -2.01% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), CBOY annualized -0.53% vs +8.84% for SPY. Past performance does not guarantee future results.

Which is riskier, CBOY or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 2.0% for CBOY. Worst drawdown: CBOY -4.0% vs SPY -56.5%.

Should I hold both CBOY and SPY?

CBOY and SPY have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CBOY or SPY?

CBOY yields 1.37% while SPY yields 1.01%, so CBOY currently pays the higher dividend yield.

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