CEPI vs SCHD
REX Crypto Equity Premium Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CEPI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.06% | |
| AUM | $112M | $103.7B | |
| Dividend Yield | 42.28% | 3.31% | |
| Holdings | 130 | 104 | |
| YTD Return | +13.07% | +25.62% | |
| 1Y Return | +16.70% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 26.5% | 13.6% | |
| Max Drawdown | -28.9% | -33.4% | |
| Fund Family | REX Shares | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 4, 2024 | Oct 20, 2011 |
CEPI vs SCHD Performance
REX Crypto Equity Premium Income ETF (CEPI) is a ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CEPI returned +16.70% while SCHD returned +32.62%. Year to date, CEPI is up 13.07% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
CEPI has been the more volatile fund, with annualized monthly volatility of 26.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.9% for CEPI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CEPI charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, CEPI currently yields 42.28% against 3.31% for SCHD.
Holdings Overlap
CEPI and SCHD share 0 holdings out of 126 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CEPI or SCHD?
CEPI has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, CEPI or SCHD?
Over the past year CEPI returned +16.70% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CEPI annualized +11.82% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, CEPI or SCHD?
CEPI has been the more volatile fund at 26.5% annualized versus 13.6% for SCHD. Worst drawdown: CEPI -28.9% vs SCHD -33.4%.
Should I hold both CEPI and SCHD?
CEPI and SCHD have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CEPI and SCHD?
CEPI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 126 unique securities.
Which pays a higher dividend, CEPI or SCHD?
CEPI yields 42.28% while SCHD yields 3.31%, so CEPI currently pays the higher dividend yield.
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