CEPI vs SCHD
REX Crypto Equity Premium Income ETF vs Schwab US Dividend Equity ETF
Which is better, CEPI or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. CEPI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 51.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CEPI | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $125M | $108.9B |
| Dividend Yield | 44.12% | 3.00% |
| Holdings | 149 | 206 |
| YTD Return | +20.30% | +22.08%Best |
| 1Y Return | +8.06% | +26.66%Best |
| 3Y Return (annualized) | - | +16.06% |
| 5Y Return (annualized) | - | +9.39% |
| Volatility (annualized) | 25.3% | 13.7%Best |
| Max Drawdown | -28.9% | -14.4%Best |
| $10,000 over 1.8 years | $12,764Best | $12,208 |
| Top 10 Weight | 51.7% | 41.8%Best |
| Fund Family | REX Shares | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Dec 4, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 4, 2024 to Oct 9, 2026 (1.8 years).
CEPI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
CEPI vs SCHD Performance
REX Crypto Equity Premium Income ETF (CEPI) is an ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year CEPI returned +8.06% while SCHD returned +26.66%. Year to date, CEPI is up 20.30% versus a gain of 22.08% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CEPI has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.9% for CEPI and -14.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.00. They move largely independently of each other.
Fees and Cost Over Time
CEPI charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, CEPI currently yields 44.12% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 26 holdings in CEPI and 99 in SCHD, totalling 102.2% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 26 positions we hold weights for in CEPI and 99 in SCHD, against full books of 149 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for CEPI (99.9% of the fund), and 24 for CEPI that do not appear in SCHD (92.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of CEPI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CEPI or SCHD?
CEPI has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, CEPI or SCHD?
Over the past year CEPI returned +8.06% vs +26.66% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), CEPI annualized +14.52% vs +11.72% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CEPI or SCHD?
CEPI has been the more volatile fund at 25.3% annualized versus 13.7% for SCHD. Worst drawdown: CEPI -28.9% vs SCHD -14.4%.
Should I hold both CEPI and SCHD?
CEPI and SCHD have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CEPI or SCHD?
CEPI yields 44.12% while SCHD yields 3.00%, so CEPI currently pays the higher dividend yield.
Is SCHD better than CEPI?
SCHD has a lower expense ratio. CEPI led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 51.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.