CERY vs SPY

Quick Verdict

SPY has a lower expense ratio. CERY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: CERYMore Diversified: SPY

Side-by-Side Comparison

MetricCERYSPYWinner
Expense Ratio0.28%0.09%
AUM$981M$789.1B
Dividend Yield4.28%1.01%
Holdings11505
YTD Return+25.21%+13.79%
1Y Return+37.71%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)14.1%15.3%
Max Drawdown-14.3%-56.5%
Fund FamilyState Street Investment ManagementState Street Investment Management
CategoryCommodityEquity
InceptionSep 4, 2024Jan 22, 1993

CERY vs SPY Performance

State Street SPDR Bloomberg Enhanced Roll Yield Commodity Strategy No K-1 ETF (CERY) is a ETF from State Street Investment Management and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CERY returned +37.71% while SPY returned +23.66%. Year to date, CERY is up 25.21% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.1% for CERY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for CERY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CERY charges 0.28% per year while SPY charges 0.09%. On a $10,000 position that is $28 vs $9 annually, a gap of $19 per year that compounds over a long holding period. On income, CERY currently yields 4.28% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

CERY and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CERY or SPY?

CERY has an expense ratio of 0.28% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

Which performed better, CERY or SPY?

Over the past year CERY returned +37.71% vs +23.66% for SPY, so CERY leads on 1-year performance. Over the longest common window we track (2 years), CERY annualized +24.04% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, CERY or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 14.1% for CERY. Worst drawdown: CERY -14.3% vs SPY -56.5%.

Should I hold both CERY and SPY?

CERY and SPY have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CERY and SPY?

CERY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, CERY or SPY?

CERY yields 4.28% while SPY yields 1.01%, so CERY currently pays the higher dividend yield.

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