CERY vs VTI

CERY vs VTI

Which is better, CERY or VTI?

Commodities against Large Cap Blend.

VTI has a lower expense ratio. CERY led over 1Y and the full window.

Lower Fees: VTIHigher Returns: CERY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCERYVTI
Expense Ratio0.28%0.03%Best
AUM$1.1B$666.9B
Dividend Yield3.70%1.03%
Holdings113,543
YTD Return+38.49%Best+12.28%
1Y Return+46.56%Best+16.78%
3Y Return (annualized)-+20.89%
5Y Return (annualized)-+11.94%
Volatility (annualized)14.3%13.0%Best
Max Drawdown-14.3%Best-19.3%
$10,000 over 2 years$16,592Best$14,118
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryCommodityEquity
StyleCommoditiesLarge Cap Blend
InceptionSep 4, 2024May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 5, 2024 to Sep 17, 2026 (2 years).

CERY vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.

CERY vs VTI Performance

State Street SPDR Bloomberg Enhanced Roll Yield Commodity Strategy No K-1 ETF (CERY) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CERY returned +46.56% while VTI returned +16.78%. Year to date, CERY is up 38.49% versus a gain of 12.28% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CERY has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for CERY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.00. They move largely independently of each other.

Fees and Cost Over Time

CERY charges 0.28% per year while VTI charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, CERY currently yields 3.70% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 1 holding in CERY and 3,463 in VTI, totalling 79.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in CERY and 3,463 in VTI, against full books of 11 and 3,543.

You are not choosing between two funds in isolation.

Whichever of CERY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CERYVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CERY or VTI?

CERY has an expense ratio of 0.28% while VTI charges 0.03%. VTI is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, CERY or VTI?

Over the past year CERY returned +46.56% vs +16.78% for VTI, so CERY leads on 1-year performance. Over the longest common window we track (2 years), CERY annualized +28.81% vs +18.82% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CERY or VTI?

CERY has been the more volatile fund at 14.3% annualized versus 13.0% for VTI. Worst drawdown: CERY -14.3% vs VTI -19.3%.

Should I hold both CERY and VTI?

CERY and VTI have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CERY or VTI?

CERY yields 3.70% while VTI yields 1.03%, so CERY currently pays the higher dividend yield.

Is VTI better than CERY?

VTI has a lower expense ratio. CERY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.