CERY vs VTI

Quick Verdict

VTI has a lower expense ratio. CERY delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: CERYMore Diversified: VTI

Side-by-Side Comparison

MetricCERYVTIWinner
Expense Ratio0.28%0.03%
AUM$981M$663.5B
Dividend Yield4.28%1.07%
Holdings113,543
YTD Return+25.21%+14.20%
1Y Return+37.71%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)14.1%15.3%
Max Drawdown-14.3%-56.6%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryCommodityEquity
InceptionSep 4, 2024May 24, 2001

CERY vs VTI Performance

State Street SPDR Bloomberg Enhanced Roll Yield Commodity Strategy No K-1 ETF (CERY) is a ETF from State Street Investment Management and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CERY returned +37.71% while VTI returned +24.16%. Year to date, CERY is up 25.21% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.1% for CERY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for CERY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CERY charges 0.28% per year while VTI charges 0.03%. On a $10,000 position that is $28 vs $3 annually, a gap of $25 per year that compounds over a long holding period. On income, CERY currently yields 4.28% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CERY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CERY or VTI?

CERY has an expense ratio of 0.28% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $25 per year of difference.

Which performed better, CERY or VTI?

Over the past year CERY returned +37.71% vs +24.16% for VTI, so CERY leads on 1-year performance. Over the longest common window we track (2 years), CERY annualized +24.04% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, CERY or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 14.1% for CERY. Worst drawdown: CERY -14.3% vs VTI -56.6%.

Should I hold both CERY and VTI?

CERY and VTI have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CERY and VTI?

CERY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.

Which pays a higher dividend, CERY or VTI?

CERY yields 4.28% while VTI yields 1.07%, so CERY currently pays the higher dividend yield.

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