CGMS vs IVV

CGMS vs IVV

Which is better, CGMS or IVV?

Diversified Sectoral Bond against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCGMSIVV
Expense Ratio0.39%0.03%Best
AUM$5.4B$876.4B
Dividend Yield6.07%1.06%
Holdings3,084508
YTD Return+1.14%+14.15%Best
1Y Return+2.20%+17.31%Best
3Y Return (annualized)+7.65%+23.17%Best
5Y Return (annualized)-+13.85%
Volatility (annualized)5.1%Best12.9%
Max Drawdown-4.1%Best-18.8%
$10,000 over 3.9 years$13,345$21,496Best
Fund FamilyCapital Group (US)iShares by BlackRock (US)
CategoryFixed IncomeEquity
StyleDiversified Sectoral BondLarge Cap Blend
InceptionOct 25, 2022May 15, 2000

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 27, 2022 to Sep 21, 2026 (3.9 years).

CGMS vs IVV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.

CGMS vs IVV Performance

Capital Group US Multi Sector Income ETF (CGMS) is an ETF from Capital Group (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year CGMS returned +2.20% while IVV returned +17.31%. Year to date, CGMS is up 1.14% versus a gain of 14.15% for IVV.

Over three years, CGMS compounded at +7.65% per year against +23.17% for IVV. Across the full 4-year window we track, IVV has the edge at +21.68% annualized vs +7.68%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 12.9% compared with 5.1% for CGMS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.1% for CGMS and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CGMS charges 0.39% per year while IVV charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, CGMS currently yields 6.07% against 1.06% for IVV.

Holdings Overlap

We hold position weights for 629 holdings in CGMS and 490 in IVV, totalling 50.5% and 99.3% of the two funds. That is not enough of CGMS to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 629 positions we hold weights for in CGMS and 490 in IVV, against full books of 3,084 and 508.

Top Shared Holdings

StockWeight in CGMSWeight in IVVDifference
LYBLyondellbasell-a0.00%0.03%0.03%

You are not choosing between two funds in isolation.

Whichever of CGMS and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CGMSIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CGMS or IVV?

CGMS has an expense ratio of 0.39% while IVV charges 0.03%. IVV is the cheaper option, by $36 a year on a $10,000 investment.

Which performed better, CGMS or IVV?

Over the past year CGMS returned +2.20% vs +17.31% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (4 years), CGMS annualized +7.68% vs +21.68% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CGMS or IVV?

IVV has been the more volatile fund at 12.9% annualized versus 5.1% for CGMS. Worst drawdown: CGMS -4.1% vs IVV -18.8%.

Should I hold both CGMS and IVV?

CGMS and IVV have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CGMS or IVV?

CGMS yields 6.07% while IVV yields 1.06%, so CGMS currently pays the higher dividend yield.

Is IVV better than CGMS?

IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.