CGSD vs VTI
Capital Group Short Duration Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGSD or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGSD | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $2.5B | $666.9B |
| Dividend Yield | 4.44% | 1.03% |
| Holdings | 2,146 | 3,543 |
| YTD Return | +1.06% | +11.65%Best |
| 1Y Return | +2.33% | +17.34%Best |
| 3Y Return (annualized) | +5.17% | +20.35%Best |
| 5Y Return (annualized) | - | +11.72% |
| Volatility (annualized) | 1.9%Best | 13.4% |
| Max Drawdown | -1.8%Best | -19.3% |
| $10,000 over 3.9 years | $12,042 | $20,714Best |
| Fund Family | Capital Group (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 25, 2022 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 27, 2022 to Sep 10, 2026 (3.9 years).
CGSD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
CGSD vs VTI Performance
Capital Group Short Duration Income ETF (CGSD) is an ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CGSD returned +2.33% while VTI returned +17.34%. Year to date, CGSD is up 1.06% versus a gain of 11.65% for VTI.
Over three years, CGSD compounded at +5.17% per year against +20.35% for VTI. Across the full 4-year window we track, VTI has the edge at +20.53% annualized vs +4.88%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 1.9% for CGSD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.8% for CGSD and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.40. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CGSD charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, CGSD currently yields 4.44% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 488 holdings in CGSD and 2,787 in VTI, totalling 54.7% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 488 positions we hold weights for in CGSD and 2,787 in VTI, against full books of 2,146 and 3,543.
You are not choosing between two funds in isolation.
Whichever of CGSD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGSD or VTI?
CGSD has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, CGSD or VTI?
Over the past year CGSD returned +2.33% vs +17.34% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), CGSD annualized +4.88% vs +20.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGSD or VTI?
VTI has been the more volatile fund at 13.4% annualized versus 1.9% for CGSD. Worst drawdown: CGSD -1.8% vs VTI -19.3%.
Should I hold both CGSD and VTI?
CGSD and VTI have a monthly-return correlation of 0.40, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CGSD or VTI?
CGSD yields 4.44% while VTI yields 1.03%, so CGSD currently pays the higher dividend yield.
Is VTI better than CGSD?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.