CGUI vs QQQ
Capital Group Ultra Short Income ETF vs Invesco QQQ Trust, Series 1
Which is better, CGUI or QQQ?
Ultrashort Term Bond against Large Cap Growth.
QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGUI | QQQ |
|---|---|---|
| Expense Ratio | 0.18%Tie | 0.18%Tie |
| AUM | $321M | $483.5B |
| Dividend Yield | 3.86% | 0.44% |
| Holdings | 828 | 107 |
| YTD Return | +2.40% | +15.21%Best |
| 1Y Return | +3.68% | +19.78%Best |
| 3Y Return (annualized) | - | +24.58% |
| 5Y Return (annualized) | - | +13.93% |
| Volatility (annualized) | 0.5%Best | 17.7% |
| Max Drawdown | -0.2%Best | -22.8% |
| $10,000 over 2.2 years | $11,068 | $14,733Best |
| Fund Family | Capital Group (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Ultrashort Term Bond | Large Cap Growth |
| Inception | Jun 25, 2024 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 27, 2024 to Sep 16, 2026 (2.2 years).
CGUI vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
CGUI vs QQQ Performance
Capital Group Ultra Short Income ETF (CGUI) is an ETF from Capital Group (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year CGUI returned +3.68% while QQQ returned +19.78%. Year to date, CGUI is up 2.40% versus a gain of 15.21% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 0.5% for CGUI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.2% for CGUI and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
CGUI charges 0.18% per year while QQQ charges 0.18%. On a $10,000 position that is $18 vs $18 annually. On income, CGUI currently yields 3.86% against 0.44% for QQQ.
Holdings Overlap
We hold position weights for 176 holdings in CGUI and 102 in QQQ, totalling 48.6% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 176 positions we hold weights for in CGUI and 102 in QQQ, against full books of 828 and 107.
You are not choosing between two funds in isolation.
Whichever of CGUI and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGUI or QQQ?
CGUI has an expense ratio of 0.18% while QQQ charges 0.18%. At the precision these are quoted to, they cost the same.
Which performed better, CGUI or QQQ?
Over the past year CGUI returned +3.68% vs +19.78% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), CGUI annualized +4.72% vs +19.26% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGUI or QQQ?
QQQ has been the more volatile fund at 17.7% annualized versus 0.5% for CGUI. Worst drawdown: CGUI -0.2% vs QQQ -22.8%.
Should I hold both CGUI and QQQ?
CGUI and QQQ have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, CGUI or QQQ?
CGUI yields 3.86% while QQQ yields 0.44%, so CGUI currently pays the higher dividend yield.
Is QQQ better than CGUI?
QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.