CHIQ vs SPY

CHIQ vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricCHIQSPYWinner
Expense Ratio0.65%0.09%
AUM$122M$821.1B
Dividend Yield1.53%1.01%
Holdings60505
YTD Return-16.52%+12.22%
1Y Return-17.48%+20.83%
3Y Return (annualized)+1.72%+21.70%
5Y Return (annualized)-7.02%+12.98%
Volatility (annualized)28.1%15.3%
Max Drawdown-67.0%-56.5%
Fund FamilyGlobal X by mirae AssetState Street Investment Management
CategoryEquityEquity
InceptionNov 30, 2009Jan 22, 1993

CHIQ vs SPY Performance

Global X MSCI China Consumer Discretionary ETF (CHIQ) is a ETF from Global X by mirae Asset and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CHIQ returned -17.48% while SPY returned +20.83%. Year to date, CHIQ is down 16.52% versus a gain of 12.22% for SPY.

Over three years, CHIQ compounded at +1.72% per year against +21.70% for SPY; over five years the annualized figures are -7.02% and +12.98% respectively. Across the full 17-year window we track, SPY has the edge at +8.79% annualized vs +1.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHIQ has been the more volatile fund, with annualized monthly volatility of 28.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -67.0% for CHIQ and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.39. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CHIQ charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, CHIQ currently yields 1.53% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

CHIQ and SPY share 0 holdings out of 560 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CHIQ or SPY?

CHIQ has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, CHIQ or SPY?

Over the past year CHIQ returned -17.48% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (17 years), CHIQ annualized +1.07% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, CHIQ or SPY?

CHIQ has been the more volatile fund at 28.1% annualized versus 15.3% for SPY. Worst drawdown: CHIQ -67.0% vs SPY -56.5%.

Should I hold both CHIQ and SPY?

CHIQ and SPY have a monthly-return correlation of 0.39, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CHIQ and SPY?

CHIQ and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 560 unique securities.

Which pays a higher dividend, CHIQ or SPY?

CHIQ yields 1.53% while SPY yields 1.01%, so CHIQ currently pays the higher dividend yield.

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