CHIQ vs VTI

CHIQ vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCHIQVTIWinner
Expense Ratio0.65%0.03%
AUM$122M$666.9B
Dividend Yield1.53%1.07%
Holdings603,543
YTD Return-16.52%+12.65%
1Y Return-17.48%+21.39%
3Y Return (annualized)+1.72%+21.54%
5Y Return (annualized)-7.02%+12.11%
Volatility (annualized)28.1%15.3%
Max Drawdown-67.0%-56.6%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
InceptionNov 30, 2009May 24, 2001

CHIQ vs VTI Performance

Global X MSCI China Consumer Discretionary ETF (CHIQ) is a ETF from Global X by mirae Asset and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CHIQ returned -17.48% while VTI returned +21.39%. Year to date, CHIQ is down 16.52% versus a gain of 12.65% for VTI.

Over three years, CHIQ compounded at +1.72% per year against +21.54% for VTI; over five years the annualized figures are -7.02% and +12.11% respectively. Across the full 17-year window we track, VTI has the edge at +8.07% annualized vs +1.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHIQ has been the more volatile fund, with annualized monthly volatility of 28.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -67.0% for CHIQ and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CHIQ charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, CHIQ currently yields 1.53% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CHIQ and VTI share 0 holdings out of 2843 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CHIQ or VTI?

CHIQ has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, CHIQ or VTI?

Over the past year CHIQ returned -17.48% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), CHIQ annualized +1.07% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, CHIQ or VTI?

CHIQ has been the more volatile fund at 28.1% annualized versus 15.3% for VTI. Worst drawdown: CHIQ -67.0% vs VTI -56.6%.

Should I hold both CHIQ and VTI?

CHIQ and VTI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CHIQ and VTI?

CHIQ and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2843 unique securities.

Which pays a higher dividend, CHIQ or VTI?

CHIQ yields 1.53% while VTI yields 1.07%, so CHIQ currently pays the higher dividend yield.

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