CLIP vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricCLIPVXUSWinner
Expense Ratio0.07%0.05%
AUM$2.6B$156.5B
Dividend Yield3.90%2.60%
Holdings288,747
YTD Return+1.84%+14.57%
1Y Return+3.56%+27.82%
3Y Return (annualized)+4.26%+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)0.5%15.1%
Max Drawdown-0.3%-39.9%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 20, 2023Jan 26, 2011

CLIP vs VXUS Performance

Global X 1-3 Month T-Bill ETF (CLIP) is a ETF from Global X by mirae Asset and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CLIP returned +3.56% while VXUS returned +27.82%. Year to date, CLIP is up 1.84% versus a gain of 14.57% for VXUS.

Over three years, CLIP compounded at +4.26% per year against +19.27% for VXUS. Across the full 3-year window we track, VXUS has the edge at +4.86% annualized vs +4.30%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.5% for CLIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.3% for CLIP and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CLIP charges 0.07% per year while VXUS charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, CLIP currently yields 3.90% against 2.60% for VXUS.

Frequently Asked Questions

Which is cheaper, CLIP or VXUS?

CLIP has an expense ratio of 0.07% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

Which performed better, CLIP or VXUS?

Over the past year CLIP returned +3.56% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), CLIP annualized +4.30% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, CLIP or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 0.5% for CLIP. Worst drawdown: CLIP -0.3% vs VXUS -39.9%.

Should I hold both CLIP and VXUS?

CLIP and VXUS have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CLIP or VXUS?

CLIP yields 3.90% while VXUS yields 2.60%, so CLIP currently pays the higher dividend yield.

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