CLOC vs SPY

CLOC vs SPY

Which is better, CLOC or SPY?

Bank Loan against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y.

Lower Fees: SPYHigher Returns (1Y): SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLOCSPY
Expense Ratio0.18%0.09%Best
AUM$61M$804.7B
Dividend Yield5.26%0.98%
Holdings60505
YTD Return+3.70%+10.96%Best
1Y Return+4.71%+15.52%Best
3Y Return (annualized)-+20.73%
5Y Return (annualized)-+12.53%
Fund FamilyAdvisors Asset Management, Inc.State Street Investment Management
CategoryFixed IncomeEquity
StyleBank LoanLarge Cap Blend
InceptionOct 22, 2025Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

CLOC vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CLOC vs SPY Performance

AAM Crescent CLO ETF (CLOC) is an ETF from Advisors Asset Management, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year CLOC returned +4.71% while SPY returned +15.52%. Year to date, CLOC is up 3.70% versus a gain of 10.96% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

CLOC charges 0.18% per year while SPY charges 0.09%. On a $10,000 position that is $18 vs $9 annually, a gap of $9 per year that compounds over a long holding period. On income, CLOC currently yields 5.26% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 5 holdings in CLOC and 504 in SPY, totalling 6.1% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in CLOC and 504 in SPY, against full books of 60 and 505.

You are not choosing between two funds in isolation.

Whichever of CLOC and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CLOCSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLOC or SPY?

CLOC has an expense ratio of 0.18% while SPY charges 0.09%. SPY is the cheaper option, by $9 a year on a $10,000 investment.

Which performed better, CLOC or SPY?

Over the past year CLOC returned +4.71% vs +15.52% for SPY, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which pays a higher dividend, CLOC or SPY?

CLOC yields 5.26% while SPY yields 0.98%, so CLOC currently pays the higher dividend yield.

Is SPY better than CLOC?

SPY has a lower expense ratio. SPY led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.