CLOC vs VTI

CLOC vs VTI

Which is better, CLOC or VTI?

Bank Loan against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLOCVTI
Expense Ratio0.18%0.03%Best
AUM$61M$666.9B
Dividend Yield5.26%1.03%
Holdings603,543
YTD Return+3.89%+12.30%Best
1Y Return+4.90%+16.08%Best
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Fund FamilyAdvisors Asset Management, Inc.Vanguard (US)
CategoryFixed IncomeEquity
StyleBank LoanLarge Cap Blend
InceptionOct 22, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

CLOC vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CLOC vs VTI Performance

AAM Crescent CLO ETF (CLOC) is an ETF from Advisors Asset Management, Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CLOC returned +4.90% while VTI returned +16.08%. Year to date, CLOC is up 3.89% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

CLOC charges 0.18% per year while VTI charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, CLOC currently yields 5.26% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 5 holdings in CLOC and 3,463 in VTI, totalling 6.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 5 positions we hold weights for in CLOC and 3,463 in VTI, against full books of 60 and 3,543.

You are not choosing between two funds in isolation.

Whichever of CLOC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CLOCVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLOC or VTI?

CLOC has an expense ratio of 0.18% while VTI charges 0.03%. VTI is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, CLOC or VTI?

Over the past year CLOC returned +4.90% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which pays a higher dividend, CLOC or VTI?

CLOC yields 5.26% while VTI yields 1.03%, so CLOC currently pays the higher dividend yield.

Is VTI better than CLOC?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.