CLOO vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricCLOOSCHDWinner
Expense Ratio0.25%0.06%
AUM-$108.7B
Dividend Yield0.99%3.13%
Holdings121104
YTD Return+1.66%+26.54%
1Y Return-+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)-13.6%
Max Drawdown-0.0%-33.4%
Fund FamilyNew York Life InvestmentsCharles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionMay 6, 2026Oct 20, 2011

CLOO vs SCHD Performance

NYLI Investment Grade CLO ETF (CLOO) is a ETF from New York Life Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CLOO is up 1.66% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.0% for CLOO and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CLOO charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, CLOO currently yields 0.99% against 3.13% for SCHD.

Holdings Overlap

0.0%overlap

CLOO and SCHD share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CLOO or SCHD?

CLOO has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

What is the holdings overlap between CLOO and SCHD?

CLOO and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.

Which pays a higher dividend, CLOO or SCHD?

CLOO yields 0.99% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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