CLOZ vs VXUS

CLOZ vs VXUS

Which is better, CLOZ or VXUS?

Bank Loan against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCLOZVXUS
Expense Ratio0.50%0.05%Best
AUM$805M$158.1B
Dividend Yield7.21%2.51%
Holdings1928,747
YTD Return+3.87%+14.49%Best
1Y Return+5.06%+21.52%Best
3Y Return (annualized)+8.27%+20.55%Best
5Y Return (annualized)-+9.57%
Volatility (annualized)3.8%Best12.2%
Max Drawdown-5.3%Best-13.6%
$10,000 over 3.7 years$14,133$17,329Best
Fund FamilyELDRIDGEVanguard (US)
CategoryFixed IncomeEquity
StyleBank LoanLarge Cap Blend
InceptionJan 24, 2023Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Jan 24, 2023 to Sep 21, 2026 (3.7 years).

CLOZ vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.

CLOZ vs VXUS Performance

Eldridge BBB-B CLO ETF (CLOZ) is an ETF from ELDRIDGE and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CLOZ returned +5.06% while VXUS returned +21.52%. Year to date, CLOZ is up 3.87% versus a gain of 14.49% for VXUS.

Over three years, CLOZ compounded at +8.27% per year against +20.55% for VXUS. Across the full 4-year window we track, VXUS has the edge at +16.02% annualized vs +9.80%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 3.8% for CLOZ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -5.3% for CLOZ and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.17. They move largely independently of each other.

Fees and Cost Over Time

CLOZ charges 0.50% per year while VXUS charges 0.05%. On a $10,000 position that is $50 vs $5 annually, a gap of $45 per year that compounds over a long holding period. On income, CLOZ currently yields 7.21% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 6 holdings in CLOZ and 8,082 in VXUS, totalling 1.9% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 6 positions we hold weights for in CLOZ and 8,082 in VXUS, against full books of 192 and 8,747.

You are not choosing between two funds in isolation.

Whichever of CLOZ and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CLOZVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CLOZ or VXUS?

CLOZ has an expense ratio of 0.50% while VXUS charges 0.05%. VXUS is the cheaper option, by $45 a year on a $10,000 investment.

Which performed better, CLOZ or VXUS?

Over the past year CLOZ returned +5.06% vs +21.52% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), CLOZ annualized +9.80% vs +16.02% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CLOZ or VXUS?

VXUS has been the more volatile fund at 12.2% annualized versus 3.8% for CLOZ. Worst drawdown: CLOZ -5.3% vs VXUS -13.6%.

Should I hold both CLOZ and VXUS?

CLOZ and VXUS have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CLOZ or VXUS?

CLOZ yields 7.21% while VXUS yields 2.51%, so CLOZ currently pays the higher dividend yield.

Is VXUS better than CLOZ?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.