CMBO vs VTI

CMBO vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricCMBOVTIWinner
Expense Ratio0.15%0.03%
AUM$3M$666.9B
Dividend Yield0.00%1.07%
Holdings63,543
YTD Return+2.42%+14.82%
1Y Return-+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)-15.4%
Max Drawdown-0.2%-56.6%
Fund FamilyWayfinder ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionNov 4, 2025May 24, 2001

CMBO vs VTI Performance

Wayfinder Dynamic US Interest Rate ETF (CMBO) is a ETF from Wayfinder ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, CMBO is up 2.42% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.2% for CMBO and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

CMBO charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, CMBO currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

CMBO and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CMBO or VTI?

CMBO has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $12 per year of difference.

What is the holdings overlap between CMBO and VTI?

CMBO and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, CMBO or VTI?

CMBO yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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