COIA vs SCHD
ProShares Ultra COIN ETF vs Schwab US Dividend Equity ETF
Which is better, COIA or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COIA | SCHD |
|---|---|---|
| Expense Ratio | 0.95% | 0.06%Best |
| AUM | $1M | $108.9B |
| Dividend Yield | 4.36% | 3.00% |
| Holdings | 4 | 206 |
| YTD Return | -66.09% | +20.89%Best |
| 1Y Return | -88.17% | +23.87%Best |
| 3Y Return (annualized) | - | +16.42% |
| 5Y Return (annualized) | - | +9.40% |
| Volatility (annualized) | 91.4% | 14.5%Best |
| Max Drawdown | -92.2% | -6.9%Best |
| $10,000 over 1.1 years | $1,484 | $12,537Best |
| Fund Family | ProShares | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 8, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 10, 2025 to Oct 2, 2026 (1.1 years).
COIA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
COIA vs SCHD Performance
ProShares Ultra COIN ETF (COIA) is an ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year COIA returned -88.17% while SCHD returned +23.87%. Year to date, COIA is down 66.09% versus a gain of 20.89% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COIA has been the more volatile fund, with annualized monthly volatility of 91.4% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -92.2% for COIA and -6.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.04. They move largely independently of each other.
Fees and Cost Over Time
COIA charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, COIA currently yields 4.36% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of COIA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COIA or SCHD?
COIA has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, COIA or SCHD?
Over the past year COIA returned -88.17% vs +23.87% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), COIA annualized -82.35% vs +22.82% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COIA or SCHD?
COIA has been the more volatile fund at 91.4% annualized versus 14.5% for SCHD. Worst drawdown: COIA -92.2% vs SCHD -6.9%.
Should I hold both COIA and SCHD?
COIA and SCHD have a monthly-return correlation of 0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, COIA or SCHD?
COIA yields 4.36% while SCHD yields 3.00%, so COIA currently pays the higher dividend yield.
Is SCHD better than COIA?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.