COIA vs VTI
ProShares Ultra COIN ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, COIA or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | COIA | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $1M | $666.9B |
| Dividend Yield | 4.36% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | -67.27% | +12.57%Best |
| 1Y Return | -85.35% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 95.2% | 13.0%Best |
| Max Drawdown | -92.2% | -8.9%Best |
| $10,000 over 1 years | $1,543 | $11,826Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Alternative | Equity |
| Style | - | Large Cap Blend |
| Inception | Sep 8, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 10, 2025 to Sep 11, 2026 (1 years).
COIA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
COIA vs VTI Performance
ProShares Ultra COIN ETF (COIA) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year COIA returned -85.35% while VTI returned +17.22%. Year to date, COIA is down 67.27% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
COIA has been the more volatile fund, with annualized monthly volatility of 95.2% compared with 13.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -92.2% for COIA and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
COIA charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, COIA currently yields 4.36% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of COIA and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, COIA or VTI?
COIA has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, COIA or VTI?
Over the past year COIA returned -85.35% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), COIA annualized -84.57% vs +18.26% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, COIA or VTI?
COIA has been the more volatile fund at 95.2% annualized versus 13.0% for VTI. Worst drawdown: COIA -92.2% vs VTI -8.9%.
Should I hold both COIA and VTI?
COIA and VTI have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, COIA or VTI?
COIA yields 4.36% while VTI yields 1.03%, so COIA currently pays the higher dividend yield.
Is VTI better than COIA?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.