COII vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricCOIISCHDWinner
Expense Ratio1.56%0.06%
AUM$2M$103.7B
Dividend Yield78.01%3.31%
Holdings6104
YTD Return-45.82%+26.21%
1Y Return-56.75%+29.99%
3Y Return (annualized)-+15.73%
5Y Return (annualized)-+9.67%
Volatility (annualized)42.5%13.6%
Max Drawdown-72.4%-33.4%
Fund FamilyREX SharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJun 4, 2025Oct 20, 2011

COII vs SCHD Performance

REX COIN Growth & Income ETF (COII) is a ETF from REX Shares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year COII returned -56.75% while SCHD returned +29.99%. Year to date, COII is down 45.82% versus a gain of 26.21% for SCHD.

Risk: Volatility and Drawdowns

COII has been the more volatile fund, with annualized monthly volatility of 42.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.4% for COII and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.42. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

COII charges 1.56% per year while SCHD charges 0.06%. On a $10,000 position that is $156 vs $6 annually, a gap of $150 per year that compounds over a long holding period. On income, COII currently yields 78.01% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

COII and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, COII or SCHD?

COII has an expense ratio of 1.56% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $150 per year of difference.

Which performed better, COII or SCHD?

Over the past year COII returned -56.75% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), COII annualized -56.04% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, COII or SCHD?

COII has been the more volatile fund at 42.5% annualized versus 13.6% for SCHD. Worst drawdown: COII -72.4% vs SCHD -33.4%.

Should I hold both COII and SCHD?

COII and SCHD have a monthly-return correlation of -0.42, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between COII and SCHD?

COII and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, COII or SCHD?

COII yields 78.01% while SCHD yields 3.31%, so COII currently pays the higher dividend yield.

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