COII vs SPY

COII vs SPY

Which is better, COII or SPY?

Option Writing against Large Cap Blend.

SPY has a lower expense ratio. SPY led over the full window.

Lower Fees: SPYHigher Returns (full window): SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCOIISPY
Expense Ratio1.56%0.09%Best
AUM$2M$804.7B
Dividend Yield78.01%0.98%
Holdings6505
Volatility (annualized)42.5%13.6%Best
Max Drawdown-72.4%-8.9%Best
$10,000 over 1 years$4,396$12,474Best
Fund FamilyREX SharesState Street Investment Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionJun 4, 2025Jan 22, 1993

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 93 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. COII has data through Jun 9, 2026 and SPY through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Jun 4, 2025 to Jun 9, 2026 (1 years).

Risk: Volatility and Drawdowns

COII has been the more volatile fund, with annualized monthly volatility of 42.5% compared with 13.6% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -72.4% for COII and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.

Fees and Cost Over Time

COII charges 1.56% per year while SPY charges 0.09%. On a $10,000 position that is $156 vs $9 annually, a gap of $147 per year that compounds over a long holding period. On income, COII currently yields 78.01% against 0.98% for SPY.

Holdings Overlap

We hold position weights for 1 holding in COII and 504 in SPY, totalling 3.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 186 days apart, COII as of Jan 30, 2026 and SPY as of Aug 4, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 1 positions we hold weights for in COII and 504 in SPY, against full books of 6 and 505.

You are not choosing between two funds in isolation.

Whichever of COII and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

COIISPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, COII or SPY?

COII has an expense ratio of 1.56% while SPY charges 0.09%. SPY is the cheaper option, by $147 a year on a $10,000 investment.

Which is riskier, COII or SPY?

COII has been the more volatile fund at 42.5% annualized versus 13.6% for SPY. Worst drawdown: COII -72.4% vs SPY -8.9%.

Should I hold both COII and SPY?

COII and SPY have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, COII or SPY?

COII yields 78.01% while SPY yields 0.98%, so COII currently pays the higher dividend yield.

Is SPY better than COII?

SPY has a lower expense ratio. SPY led over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.