CPII vs IVV

CPII vs IVV

Which is better, CPII or IVV?

Inflation Protection against Large Cap Blend.

IVV has a lower expense ratio. IVV led over 1Y and the full window.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCPIIIVV
Expense Ratio0.70%0.03%Best
AUM$12M$876.4B
Dividend Yield5.10%1.06%
Holdings16508
Volatility (annualized)5.0%Best16.2%
Max Drawdown-6.4%Best-18.8%
$10,000 over 2.8 years$11,068$14,678Best
Top 10 Weight-37.9%
Fund FamilyAmerican Beacon FundsiShares by BlackRock (US)
CategoryFixed IncomeEquity
StyleInflation ProtectionLarge Cap Blend
InceptionJun 28, 2022May 15, 2000

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 518 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. CPII has data through Apr 11, 2025 and IVV through Sep 11, 2026.

Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Jun 29, 2022 to Apr 11, 2025 (2.8 years).

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 5.0% for CPII. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.4% for CPII and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at -0.18. They move largely independently of each other.

Fees and Cost Over Time

CPII charges 0.70% per year while IVV charges 0.03%. On a $10,000 position that is $70 vs $3 annually, a gap of $67 per year that compounds over a long holding period. On income, CPII currently yields 5.10% against 1.06% for IVV.

Holdings Overlap

We hold position weights for 8 holdings in CPII and 505 in IVV, totalling 97.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 8 positions we hold weights for in CPII and 505 in IVV, against full books of 16 and 508.

What only one of them owns

Our book lists 495 positions for IVV that do not appear in our book for CPII (99.3% of the fund), and 8 for CPII that do not appear in IVV (97.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of CPII and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CPIIIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CPII or IVV?

CPII has an expense ratio of 0.70% while IVV charges 0.03%. IVV is the cheaper option, by $67 a year on a $10,000 investment.

Which is riskier, CPII or IVV?

IVV has been the more volatile fund at 16.2% annualized versus 5.0% for CPII. Worst drawdown: CPII -6.4% vs IVV -18.8%.

Should I hold both CPII and IVV?

CPII and IVV have a monthly-return correlation of -0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CPII or IVV?

CPII yields 5.10% while IVV yields 1.06%, so CPII currently pays the higher dividend yield.

Is IVV better than CPII?

IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.