CPII vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricCPIIVYMWinner
Expense Ratio0.70%0.04%
AUM$12M$79.0B
Dividend Yield4.12%2.86%
Holdings30568
YTD Return+1.13%+16.78%
1Y Return+2.04%+24.43%
3Y Return (annualized)-+18.60%
5Y Return (annualized)-+12.30%
Volatility (annualized)5.0%14.6%
Max Drawdown-6.4%-58.8%
Fund FamilyAmerican Beacon FundsVanguard (US)
CategoryFixed IncomeEquity
InceptionJun 28, 2022Nov 10, 2006

CPII vs VYM Performance

American Beacon Ionic Inflation Protection ETF (CPII) is a ETF from American Beacon Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year CPII returned +2.04% while VYM returned +24.43%. Year to date, CPII is up 1.13% versus a gain of 16.78% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.0% for CPII. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.4% for CPII and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CPII charges 0.70% per year while VYM charges 0.04%. On a $10,000 position that is $70 vs $4 annually, a gap of $66 per year that compounds over a long holding period. On income, CPII currently yields 4.12% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

CPII and VYM share 0 holdings out of 566 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, CPII or VYM?

CPII has an expense ratio of 0.70% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CPII or VYM?

Over the past year CPII returned +2.04% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), CPII annualized +3.69% vs +7.11% for VYM. Past performance does not guarantee future results.

Which is riskier, CPII or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 5.0% for CPII. Worst drawdown: CPII -6.4% vs VYM -58.8%.

Should I hold both CPII and VYM?

CPII and VYM have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CPII and VYM?

CPII and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, CPII or VYM?

CPII yields 4.12% while VYM yields 2.86%, so CPII currently pays the higher dividend yield.

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