CPSF vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricCPSFVTIWinner
Expense Ratio0.69%0.03%
AUM$34M$663.5B
Dividend Yield0.00%1.07%
Holdings53,543
YTD Return+3.38%+13.87%
1Y Return+6.63%+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)2.3%15.3%
Max Drawdown-2.9%-56.6%
Fund FamilyCalamos InvestmentsVanguard (US)
CategoryAlternativeEquity
InceptionFeb 3, 2025May 24, 2001

CPSF vs VTI Performance

Calamos S&P 500 Structured Alt Protection ETF - February (CPSF) is a ETF from Calamos Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year CPSF returned +6.63% while VTI returned +23.31%. Year to date, CPSF is up 3.38% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.3% for CPSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.9% for CPSF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CPSF charges 0.69% per year while VTI charges 0.03%. On a $10,000 position that is $69 vs $3 annually, a gap of $66 per year that compounds over a long holding period. On income, CPSF currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, CPSF or VTI?

CPSF has an expense ratio of 0.69% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

Which performed better, CPSF or VTI?

Over the past year CPSF returned +6.63% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), CPSF annualized +6.37% vs +8.13% for VTI. Past performance does not guarantee future results.

Which is riskier, CPSF or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 2.3% for CPSF. Worst drawdown: CPSF -2.9% vs VTI -56.6%.

Should I hold both CPSF and VTI?

CPSF and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, CPSF or VTI?

CPSF yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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