CRED vs VXUS
CRED vs VXUS
Columbia Research Enhanced Real Estate ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | CRED | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.33% | 0.05% | |
| AUM | $3M | $156.5B | |
| Dividend Yield | 4.61% | 2.60% | |
| Holdings | 67 | 8,747 | |
| YTD Return | -0.40% | +14.57% | |
| 1Y Return | -6.09% | +27.82% | |
| 3Y Return (annualized) | +2.35% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 18.0% | 15.1% | |
| Max Drawdown | -17.6% | -39.9% | |
| Fund Family | Columbia Threadneedle Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 26, 2023 | Jan 26, 2011 |
CRED vs VXUS Performance
Columbia Research Enhanced Real Estate ETF (CRED) is a ETF from Columbia Threadneedle Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CRED returned -6.09% while VXUS returned +27.82%. Year to date, CRED is down 0.40% versus a gain of 14.57% for VXUS.
Over three years, CRED compounded at +2.35% per year against +19.27% for VXUS. Across the full 3-year window we track, VXUS has the edge at +4.86% annualized vs +4.25%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CRED has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.6% for CRED and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CRED charges 0.33% per year while VXUS charges 0.05%. On a $10,000 position that is $33 vs $5 annually, a gap of $28 per year that compounds over a long holding period. On income, CRED currently yields 4.61% against 2.60% for VXUS.
Holdings Overlap
CRED and VXUS share 1 holdings out of 7926 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CRED | Weight in VXUS | Difference |
|---|---|---|---|
| IRM | 3.50% | 0.05% | 3.45% |
Frequently Asked Questions
Which is cheaper, CRED or VXUS?
CRED has an expense ratio of 0.33% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $28 per year of difference.
Which performed better, CRED or VXUS?
Over the past year CRED returned -6.09% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), CRED annualized +4.25% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, CRED or VXUS?
CRED has been the more volatile fund at 18.0% annualized versus 15.1% for VXUS. Worst drawdown: CRED -17.6% vs VXUS -39.9%.
Should I hold both CRED and VXUS?
CRED and VXUS have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CRED and VXUS?
CRED and VXUS share 1 common holdings with a 0.1% weight overlap. Combined, they hold 7926 unique securities.
Which pays a higher dividend, CRED or VXUS?
CRED yields 4.61% while VXUS yields 2.60%, so CRED currently pays the higher dividend yield.
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