CSA vs SCHD
VictoryShares US Small Cap Volatility Wtd ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. CSA offers more diversification with 507 holdings.
Side-by-Side Comparison
| Metric | CSA | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.06% | |
| AUM | $20M | $108.7B | |
| Dividend Yield | 1.50% | 3.13% | |
| Holdings | 507 | 104 | |
| YTD Return | -10.11% | +26.54% | |
| 1Y Return | +0.59% | +30.90% | |
| 3Y Return (annualized) | +3.64% | +16.29% | |
| 5Y Return (annualized) | +15.99% | +9.65% | |
| Volatility (annualized) | 20.5% | 13.6% | |
| Max Drawdown | -42.4% | -33.4% | |
| Fund Family | Victory Capital Management Inc. | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 7, 2015 | Oct 20, 2011 |
CSA vs SCHD Performance
VictoryShares US Small Cap Volatility Wtd ETF (CSA) is a ETF from Victory Capital Management Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CSA returned +0.59% while SCHD returned +30.90%. Year to date, CSA is down 10.11% versus a gain of 26.54% for SCHD.
Over three years, CSA compounded at +3.64% per year against +16.29% for SCHD; over five years the annualized figures are +15.99% and +9.65% respectively. Across the full 10-year window we track, SCHD has the edge at +11.51% annualized vs +8.20%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CSA has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.4% for CSA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CSA charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, CSA currently yields 1.50% against 3.13% for SCHD.
Frequently Asked Questions
Which is cheaper, CSA or SCHD?
CSA has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.
Which performed better, CSA or SCHD?
Over the past year CSA returned +0.59% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), CSA annualized +8.20% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, CSA or SCHD?
CSA has been the more volatile fund at 20.5% annualized versus 13.6% for SCHD. Worst drawdown: CSA -42.4% vs SCHD -33.4%.
Should I hold both CSA and SCHD?
CSA and SCHD have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, CSA or SCHD?
CSA yields 1.50% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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