CSD vs SPY

Quick Verdict

SPY has a lower expense ratio. CSD delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: CSDMore Diversified: SPY

Side-by-Side Comparison

MetricCSDSPYWinner
Expense Ratio0.65%0.09%
AUM$229M$789.1B
Dividend Yield0.11%1.01%
Holdings27505
YTD Return+31.15%+13.79%
1Y Return+57.06%+23.66%
3Y Return (annualized)+31.44%+21.40%
5Y Return (annualized)+16.29%+13.37%
Volatility (annualized)22.4%15.3%
Max Drawdown-70.5%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionDec 15, 2006Jan 22, 1993

CSD vs SPY Performance

Invesco S&P Spin-Off ETF (CSD) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year CSD returned +57.06% while SPY returned +23.66%. Year to date, CSD is up 31.15% versus a gain of 13.79% for SPY.

Over three years, CSD compounded at +31.44% per year against +21.40% for SPY; over five years the annualized figures are +16.29% and +13.37% respectively. Across the full 20-year window we track, CSD has the edge at +9.97% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CSD has been the more volatile fund, with annualized monthly volatility of 22.4% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.5% for CSD and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CSD charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, CSD currently yields 0.11% against 1.01% for SPY.

Holdings Overlap

1.1%overlap

CSD and SPY share 7 holdings out of 522 unique holdings combined, representing a 1.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CSDWeight in SPYDifference
GEV8.91%0.48%8.43%
SNDK8.74%0.40%8.34%
Q7.93%0.05%7.88%
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Frequently Asked Questions

Which is cheaper, CSD or SPY?

CSD has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, CSD or SPY?

Over the past year CSD returned +57.06% vs +23.66% for SPY, so CSD leads on 1-year performance. Over the longest common window we track (20 years), CSD annualized +9.97% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, CSD or SPY?

CSD has been the more volatile fund at 22.4% annualized versus 15.3% for SPY. Worst drawdown: CSD -70.5% vs SPY -56.5%.

Should I hold both CSD and SPY?

CSD and SPY have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CSD and SPY?

CSD and SPY share 7 common holdings with a 1.1% weight overlap. Combined, they hold 522 unique securities.

Which pays a higher dividend, CSD or SPY?

CSD yields 0.11% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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