CSD vs VTI

CSD vs VTI

Which is better, CSD or VTI?

Mid Cap Blend against Large Cap Blend.

VTI has a lower expense ratio. CSD led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 61.4%.

Lower Fees: VTIHigher Returns: CSDLess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCSDVTI
Expense Ratio0.65%0.03%Best
AUM$219M$666.9B
Dividend Yield0.12%1.03%
Holdings273,543
YTD Return+26.25%Best+13.60%
1Y Return+43.49%Best+18.17%
3Y Return (annualized)+33.42%Best+23.04%
5Y Return (annualized)+15.41%Best+12.14%
Volatility (annualized)22.4%15.9%Best
Max Drawdown-70.5%-56.6%Best
$10,000 over 5 years$20,475Best$17,734
Top 10 Weight61.4%33.3%Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Blend
InceptionDec 15, 2006May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Dec 15, 2006 to Sep 25, 2026 (19.8 years).

CSD vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.8 years both funds cover.

CSD vs VTI Performance

Invesco S&P Spin-Off ETF (CSD) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CSD returned +43.49% while VTI returned +18.17%. Year to date, CSD is up 26.25% versus a gain of 13.60% for VTI.

Over three years, CSD compounded at +33.42% per year against +23.04% for VTI; over five years the annualized figures are +15.41% and +12.14% respectively. Across the full 20-year window we track, CSD has the edge at +9.69% annualized vs +9.28%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CSD has been the more volatile fund, with annualized monthly volatility of 22.4% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -70.5% for CSD and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CSD charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, CSD currently yields 0.12% against 1.03% for VTI.

Holdings Overlap

CSD already in VTI99.1%
VTI already in CSD1.0%

99.1% of CSD's money is in holdings VTI also owns. 1.0% of VTI's money is in holdings CSD also owns.

Most of CSD is already inside VTI. Owning both mostly buys the same companies twice.

28 positions in common, counted across the 30 positions we hold weights for in CSD and 3,463 in VTI, against full books of 27 and 3,543.

What only one of them owns

Measured across the 30 and 3,463 positions we hold weights for.

VTI holds 1,132 positions CSD does not, 96.5% of the fund.

Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%

Top Shared Holdings

StockWeight in CSDWeight in VTIDifference
SNDKSandisk Corp/De9.06%0.25%8.81%
GEHCGe Healthcare Technologies Inc7.48%0.04%7.44%
HONAHoneywell Aerospace Inc7.33%0.09%7.24%
GEVGE Vernova Inc. CDR (CAD Hedged)6.72%0.37%6.35%
QQnity Electronics Inc6.54%0.04%6.50%
VLTOVeralto Corp6.06%0.03%6.03%
SOLVSolventum Corp4.98%0.02%4.96%
SOLSSolstice Advanced Materials Inc4.58%0.01%4.57%
FDXFFedex Freight Holding Company Inc4.35%0.02%4.33%
CRCrane Co4.30%0.01%4.29%

99.1% of CSD is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CSDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CSD or VTI?

CSD has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.

Which performed better, CSD or VTI?

Over the past year CSD returned +43.49% vs +18.17% for VTI, so CSD leads on 1-year performance. Over the longest common window we track (20 years), CSD annualized +9.69% vs +9.28% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CSD or VTI?

CSD has been the more volatile fund at 22.4% annualized versus 15.9% for VTI. Worst drawdown: CSD -70.5% vs VTI -56.6%.

Should I hold both CSD and VTI?

CSD and VTI have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between CSD and VTI?

99.1% of CSD's money is in holdings VTI also owns. 1.0% of VTI's is in holdings CSD also owns. They hold 28 positions in common, counted across the 30 positions we hold weights for in CSD and 3,463 in VTI.

Which pays a higher dividend, CSD or VTI?

CSD yields 0.12% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than CSD?

VTI has a lower expense ratio. CSD led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 61.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.