CTEC vs SCHD
Global X ClimateTech ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. CTEC delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | CTEC | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.06% | |
| AUM | $24M | $103.7B | |
| Dividend Yield | 0.55% | 3.31% | |
| Holdings | 43 | 104 | |
| YTD Return | +4.77% | +25.62% | |
| 1Y Return | +43.67% | +32.62% | |
| 3Y Return (annualized) | -2.88% | +15.58% | |
| 5Y Return (annualized) | -9.47% | +9.63% | |
| Volatility (annualized) | 39.6% | 13.6% | |
| Max Drawdown | -81.6% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 27, 2020 | Oct 20, 2011 |
CTEC vs SCHD Performance
Global X ClimateTech ETF (CTEC) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year CTEC returned +43.67% while SCHD returned +32.62%. Year to date, CTEC is up 4.77% versus a gain of 25.62% for SCHD.
Over three years, CTEC compounded at -2.88% per year against +15.58% for SCHD; over five years the annualized figures are -9.47% and +9.63% respectively. Across the full 6-year window we track, SCHD has the edge at +11.47% annualized vs -4.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CTEC has been the more volatile fund, with annualized monthly volatility of 39.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -81.6% for CTEC and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
CTEC charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, CTEC currently yields 0.55% against 3.31% for SCHD.
Holdings Overlap
CTEC and SCHD share 0 holdings out of 140 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CTEC or SCHD?
CTEC has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.
Which performed better, CTEC or SCHD?
Over the past year CTEC returned +43.67% vs +32.62% for SCHD, so CTEC leads on 1-year performance. Over the longest common window we track (6 years), CTEC annualized -4.03% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, CTEC or SCHD?
CTEC has been the more volatile fund at 39.6% annualized versus 13.6% for SCHD. Worst drawdown: CTEC -81.6% vs SCHD -33.4%.
Should I hold both CTEC and SCHD?
CTEC and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CTEC and SCHD?
CTEC and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 140 unique securities.
Which pays a higher dividend, CTEC or SCHD?
CTEC yields 0.55% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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