CVIE vs VOO

CVIE vs VOO

Which is better, CVIE or VOO?

Each has led over a different period.

VOO has a lower expense ratio. CVIE led over 1Y and 3Y, VOO over the full window. CVIE is less concentrated, with 18.3% of the fund in its ten largest positions against 36.4%.

Lower Fees: VOOHigher Returns: splitLess Concentrated: CVIE

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCVIEVOO
Expense Ratio0.18%0.03%Best
AUM$493M$997.4B
Dividend Yield2.42%1.04%
Holdings720509
YTD Return+19.00%Best+12.50%
1Y Return+28.55%Best+17.58%
3Y Return (annualized)+22.53%Best+21.27%
5Y Return (annualized)-+12.95%
Volatility (annualized)13.6%12.4%Best
Max Drawdown-13.5%Best-18.7%
$10,000 over 3.6 years$18,346$19,481Best
Top 10 Weight18.3%Best36.4%
Fund FamilyCalvertVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 30, 2023Sep 7, 2010

Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 1, 2023 to Sep 11, 2026 (3.6 years).

CVIE vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.

CVIE vs VOO Performance

Calvert International Responsible Index ETF (CVIE) is an ETF from Calvert and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year CVIE returned +28.55% while VOO returned +17.58%. Year to date, CVIE is up 19.00% versus a gain of 12.50% for VOO.

Over three years, CVIE compounded at +22.53% per year against +21.27% for VOO. Across the full 4-year window we track, VOO has the edge at +20.35% annualized vs +18.36%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CVIE has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.5% for CVIE and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

CVIE charges 0.18% per year while VOO charges 0.03%. On a $10,000 position that is $18 vs $3 annually, a gap of $15 per year that compounds over a long holding period. On income, CVIE currently yields 2.42% against 1.04% for VOO.

Holdings Overlap

CVIE already in VOO0.4%
VOO already in CVIE0.2%

0.4% of CVIE's money is in holdings VOO also owns. 0.2% of VOO's money is in holdings CVIE also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

3 positions in common, counted across the 717 positions we hold weights for in CVIE and 505 in VOO, against full books of 720 and 509.

What only one of them owns

Our book lists 494 positions for VOO that do not appear in our book for CVIE (99.3% of the fund), and 9 for CVIE that do not appear in VOO (0.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in CVIEWeight in VOODifference
NXPINxp Semiconductors N.V. Common Stock0.22%0.11%0.11%
GRMNGarmin Ltd.0.14%0.06%0.08%
UMG:ASUniversal Music Group N.V. Universal Music Group N V0.08%0.06%0.02%

You are not choosing between two funds in isolation.

Whichever of CVIE and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CVIEVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CVIE or VOO?

CVIE has an expense ratio of 0.18% while VOO charges 0.03%. VOO is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, CVIE or VOO?

Over the past year CVIE returned +28.55% vs +17.58% for VOO, so CVIE leads on 1-year performance. Over the longest common window we track (4 years), CVIE annualized +18.36% vs +20.35% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CVIE or VOO?

CVIE has been the more volatile fund at 13.6% annualized versus 12.4% for VOO. Worst drawdown: CVIE -13.5% vs VOO -18.7%.

Should I hold both CVIE and VOO?

CVIE and VOO have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, CVIE or VOO?

CVIE yields 2.42% while VOO yields 1.04%, so CVIE currently pays the higher dividend yield.

Is VOO better than CVIE?

VOO has a lower expense ratio. CVIE led over 1Y and 3Y, VOO over the full window. CVIE is less concentrated, with 18.3% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.