CVSM vs SCHD

CVSM vs SCHD

Which is better, CVSM or SCHD?

Small Cap Blend against Large Cap Value.

SCHD has a lower expense ratio. CVSM is less concentrated, with 32.0% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDLess Concentrated: CVSM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCVSMSCHD
Expense Ratio0.55%0.06%Best
AUM$95M$112.1B
Dividend Yield0.23%3.00%
Holdings49103
YTD Return+1.74%+24.59%Best
1Y Return-+28.14%
3Y Return (annualized)-+15.58%
5Y Return (annualized)-+9.90%
Top 10 Weight32.0%Best41.8%
Fund FamilyCresAlta Investment Management, Inc.Charles Schwab Asset Management
CategoryEquityEquity
StyleSmall Cap BlendLarge Cap Value
InceptionMay 18, 2026Oct 20, 2011

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

CVSM vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

CVSM vs SCHD Performance

CresAlta Small and Mid-Cap ETF (CVSM) is an ETF from CresAlta Investment Management, Inc. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, CVSM is up 1.74% versus a gain of 24.59% for SCHD.

Past performance does not guarantee future results.

Fees and Cost Over Time

CVSM charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, CVSM currently yields 0.23% against 3.00% for SCHD.

Holdings Overlap

CVSM already in SCHD8.3%
SCHD already in CVSM1.0%

8.3% of CVSM's money is in holdings SCHD also owns. 1.0% of SCHD's money is in holdings CVSM also owns.

CVSM and SCHD share little of their money.

4 positions in common, counted across the 48 positions we hold weights for in CVSM and 100 in SCHD, against full books of 49 and 103.

What only one of them owns

Measured across the 48 and 100 positions we hold weights for.

SCHD holds 95 positions CVSM does not, 98.9% of the fund.

Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%

Top Shared Holdings

StockWeight in CVSMWeight in SCHDDifference
MSMMsc Industrial Direct Co Inc2.50%0.13%2.37%
COLBColumbia Banking System Inc Common Stock2.07%0.21%1.86%
APAMArtisan Partners Asset Management, Inc.2.18%0.07%2.11%
RFRegions Financial Corp.1.53%0.62%0.91%

You are not choosing between two funds in isolation.

Whichever of CVSM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

CVSMSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, CVSM or SCHD?

CVSM has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.

What is the holdings overlap between CVSM and SCHD?

8.3% of CVSM's money is in holdings SCHD also owns. 1.0% of SCHD's is in holdings CVSM also owns. They hold 4 positions in common, counted across the 48 positions we hold weights for in CVSM and 100 in SCHD.

Which pays a higher dividend, CVSM or SCHD?

CVSM yields 0.23% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than CVSM?

SCHD has a lower expense ratio. CVSM is less concentrated, with 32.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.