CVSM vs SCHD
CresAlta Small and Mid-Cap ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | CVSM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.06% | |
| AUM | $96M | $108.7B | |
| Dividend Yield | 0.23% | 3.13% | |
| Holdings | 50 | 104 | |
| YTD Return | +5.52% | +28.63% | |
| 1Y Return | - | +32.53% | |
| 3Y Return (annualized) | - | +16.97% | |
| 5Y Return (annualized) | - | +10.47% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -3.4% | -33.4% | |
| Fund Family | CresAlta Investment Management, Inc. | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 18, 2026 | Oct 20, 2011 |
CVSM vs SCHD Performance
CresAlta Small and Mid-Cap ETF (CVSM) is a ETF from CresAlta Investment Management, Inc. and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, CVSM is up 5.52% versus a gain of 28.63% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -3.4% for CVSM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
CVSM charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, CVSM currently yields 0.23% against 3.13% for SCHD.
Holdings Overlap
CVSM and SCHD share 4 holdings out of 144 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, CVSM or SCHD?
CVSM has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
What is the holdings overlap between CVSM and SCHD?
CVSM and SCHD share 4 common holdings with a 1.1% weight overlap. Combined, they hold 144 unique securities.
Which pays a higher dividend, CVSM or SCHD?
CVSM yields 0.23% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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