CWI vs VXUS

CWI vs VXUS

Which is better, CWI or VXUS?

Nearly the same fund. VXUS costs less.

VXUS has a lower expense ratio. CWI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99.

Lower Fees: VXUSHigher Returns: CWI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricCWIVXUS
Expense Ratio0.30%0.05%Best
AUM$2.9B$158.1B
Dividend Yield2.71%2.59%
Holdings1,1818,747
YTD Return+16.11%+16.15%Best
1Y Return+28.22%Best+27.58%
3Y Return (annualized)+21.20%Best+20.48%
5Y Return (annualized)+9.71%Best+9.09%
Volatility (annualized)14.9%Best15.0%
Max Drawdown-38.3%Best-39.9%
$10,000 over 5 years$15,894Best$15,450
Fund FamilySPDR State Street Global AdvisorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 10, 2007Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 4, 2026 (15.6 years).

CWI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.

CWI vs VXUS Performance

State Street SPDR MSCI ACWI ex-US ETF (CWI) is an ETF from SPDR State Street Global Advisors and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year CWI returned +28.22% while VXUS returned +27.58%. Year to date, CWI is up 16.11% versus a gain of 16.15% for VXUS.

Over three years, CWI compounded at +21.20% per year against +20.48% for VXUS; over five years the annualized figures are +9.71% and +9.09% respectively. Across the full 16-year window we track, CWI has the edge at +5.09% annualized vs +4.93%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.9% for CWI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.3% for CWI and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

CWI charges 0.30% per year while VXUS charges 0.05%. On a $10,000 position that is $30 vs $5 annually, a gap of $25 per year that compounds over a long holding period. On income, CWI currently yields 2.71% against 2.59% for VXUS.

Holdings Overlap

CWI already in VXUS60.7%

At least 60.7% of CWI's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 87.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

721 positions in common, counted across the 1,087 positions we hold weights for in CWI and 8,094 in VXUS, against full books of 1,181 and 8,747.

Top Shared Holdings

StockWeight in CWIWeight in VXUSDifference
000660:KRSk Hynix Inc Common Stock Krw5000.01.48%2.17%0.69%
HSBA:LNHsbc Securities Inc1.02%0.72%0.30%
RY:CARoyal Bank Of Canada0.91%0.64%0.27%
NOVN:SMNovartis Ag – Class N0.77%0.65%0.12%
NESN:SMNestle Sa Reg Common Stock Chf.10.69%0.59%0.10%
AZN:LNAstraZeneca PLC0.65%0.62%0.03%
SIE:SGSiemens Ag Reg Common Stock0.69%0.52%0.17%
SHELShell Plc0.67%0.48%0.19%
RD:CAThe Toronto-Dominion Bank0.65%0.45%0.20%
CBA:AUPembina Pipeline Corp Cum Red Pfd Shs -A- Series -90.61%0.42%0.19%

60.7% of CWI is already inside VXUS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

CWIVXUS

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Frequently Asked Questions

Which is cheaper, CWI or VXUS?

CWI has an expense ratio of 0.30% while VXUS charges 0.05%. VXUS is the cheaper option, by $25 a year on a $10,000 investment.

Which performed better, CWI or VXUS?

Over the past year CWI returned +28.22% vs +27.58% for VXUS, so CWI leads on 1-year performance. Over the longest common window we track (16 years), CWI annualized +5.09% vs +4.93% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, CWI or VXUS?

VXUS has been the more volatile fund at 15.0% annualized versus 14.9% for CWI. Worst drawdown: CWI -38.3% vs VXUS -39.9%.

Should I hold both CWI and VXUS?

CWI and VXUS have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between CWI and VXUS?

At least 60.7% of CWI's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 721 positions in common, counted across the 1,087 positions we hold weights for in CWI and 8,094 in VXUS.

Which pays a higher dividend, CWI or VXUS?

CWI yields 2.71% while VXUS yields 2.59%, so CWI currently pays the higher dividend yield.

Is VXUS better than CWI?

VXUS has a lower expense ratio. CWI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. Which one suits a particular account depends on what it is for. This is information, not a recommendation.