DBEU vs VTI
Xtrackers MSCI Europe Hedged Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DBEU or VTI?
Each has led over a different period.
VTI has a lower expense ratio. DBEU led over 1Y, VTI over 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DBEU | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $787M | $666.9B |
| Dividend Yield | 1.39% | 1.03% |
| Holdings | 410 | 3,543 |
| YTD Return | +10.28% | +12.34%Best |
| 1Y Return | +19.95%Best | +18.37% |
| 3Y Return (annualized) | +16.25% | +20.62%Best |
| 5Y Return (annualized) | +11.45% | +11.68%Best |
| Volatility (annualized) | 12.7%Best | 14.9% |
| Max Drawdown | -34.5%Best | -35.0% |
| $10,000 over 5 years | $17,195 | $17,373Best |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 1, 2013 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2013 to Sep 9, 2026 (12.9 years).
DBEU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.9 years both funds cover.
DBEU vs VTI Performance
Xtrackers MSCI Europe Hedged Equity ETF (DBEU) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DBEU returned +19.95% while VTI returned +18.37%. Year to date, DBEU is up 10.28% versus a gain of 12.34% for VTI.
Over three years, DBEU compounded at +16.25% per year against +20.62% for VTI; over five years the annualized figures are +11.45% and +11.68% respectively. Across the full 13-year window we track, VTI has the edge at +12.49% annualized vs +9.68%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 12.7% for DBEU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.5% for DBEU and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DBEU charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, DBEU currently yields 1.39% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 390 holdings in DBEU and 2,787 in VTI, totalling 97.9% and 92.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 64 days apart, DBEU as of Sep 2, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 390 positions we hold weights for in DBEU and 2,787 in VTI, against full books of 410 and 3,543.
You are not choosing between two funds in isolation.
Whichever of DBEU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DBEU or VTI?
DBEU has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, DBEU or VTI?
Over the past year DBEU returned +19.95% vs +18.37% for VTI, so DBEU leads on 1-year performance. Over the longest common window we track (13 years), DBEU annualized +9.68% vs +12.49% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DBEU or VTI?
VTI has been the more volatile fund at 14.9% annualized versus 12.7% for DBEU. Worst drawdown: DBEU -34.5% vs VTI -35.0%.
Should I hold both DBEU and VTI?
DBEU and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DBEU or VTI?
DBEU yields 1.39% while VTI yields 1.03%, so DBEU currently pays the higher dividend yield.
Is VTI better than DBEU?
VTI has a lower expense ratio. DBEU led over 1Y, VTI over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.