DDTO vs SCHD
Innovator Equity Dual Directional 10 Buffer ETF - October vs Schwab US Dividend Equity ETF
Which is better, DDTO or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DDTO | SCHD |
|---|---|---|
| Expense Ratio | 0.79% | 0.06%Best |
| AUM | $28M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 14 | 103 |
| YTD Return | +9.28% | +23.68%Best |
| 1Y Return | +11.34% | +28.36%Best |
| 3Y Return (annualized) | - | +16.20% |
| 5Y Return (annualized) | - | +10.07% |
| Fund Family | Innovator ETFs Trust | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | - | Large Cap Value |
| Inception | Oct 1, 2025 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
DDTO vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
DDTO vs SCHD Performance
Innovator Equity Dual Directional 10 Buffer ETF - October (DDTO) is an ETF from Innovator ETFs Trust and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year DDTO returned +11.34% while SCHD returned +28.36%. Year to date, DDTO is up 9.28% versus a gain of 23.68% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
DDTO charges 0.79% per year while SCHD charges 0.06%. On a $10,000 position that is $79 vs $6 annually, a gap of $73 per year that compounds over a long holding period. On income, DDTO currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of DDTO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DDTO or SCHD?
DDTO has an expense ratio of 0.79% while SCHD charges 0.06%. SCHD is the cheaper option, by $73 a year on a $10,000 investment.
Which performed better, DDTO or SCHD?
Over the past year DDTO returned +11.34% vs +28.36% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, DDTO or SCHD?
DDTO yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than DDTO?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.