DDTO vs VTI

DDTO vs VTI

Which is better, DDTO or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y.

Lower Fees: VTIHigher Returns (1Y): VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricDDTOVTI
Expense Ratio0.79%0.03%Best
AUM$28M$666.9B
Dividend Yield0.00%1.03%
Holdings143,543
YTD Return+8.89%+12.30%Best
1Y Return+10.94%+16.08%Best
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
Style-Large Cap Blend
InceptionOct 1, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

DDTO vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

DDTO vs VTI Performance

Innovator Equity Dual Directional 10 Buffer ETF - October (DDTO) is an ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DDTO returned +10.94% while VTI returned +16.08%. Year to date, DDTO is up 8.89% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

DDTO charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, DDTO currently yields 0.00% against 1.03% for VTI.

You are not choosing between two funds in isolation.

Whichever of DDTO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

DDTOVTI

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Frequently Asked Questions

Which is cheaper, DDTO or VTI?

DDTO has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.

Which performed better, DDTO or VTI?

Over the past year DDTO returned +10.94% vs +16.08% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which pays a higher dividend, DDTO or VTI?

DDTO yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than DDTO?

VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.