DDV vs VYM

DDV vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricDDVVYMWinner
Expense Ratio0.25%0.04%
AUM$18M$81.6B
Dividend Yield1.63%2.24%
Holdings7616
YTD Return+1.49%+14.84%
1Y Return-+20.88%
3Y Return (annualized)-+18.34%
5Y Return (annualized)-+12.04%
Volatility (annualized)-14.6%
Max Drawdown-2.6%-58.8%
Fund FamilyDiscipline FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionNov 12, 2025Nov 10, 2006

DDV vs VYM Performance

Defined Duration 5 ETF (DDV) is a ETF from Discipline Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, DDV is up 1.49% versus a gain of 14.84% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.6% for DDV and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

DDV charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, DDV currently yields 1.63% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

DDV and VYM share 0 holdings out of 606 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, DDV or VYM?

DDV has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.

What is the holdings overlap between DDV and VYM?

DDV and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 606 unique securities.

Which pays a higher dividend, DDV or VYM?

DDV yields 1.63% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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