DDXX vs SPY
Defined Duration 20 ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | DDXX | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.09% | |
| AUM | $19M | $821.1B | |
| Dividend Yield | 1.79% | 1.01% | |
| Holdings | 10 | 505 | |
| YTD Return | +13.75% | +12.68% | |
| 1Y Return | - | +21.82% | |
| 3Y Return (annualized) | - | +21.98% | |
| 5Y Return (annualized) | - | +12.89% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -9.4% | -56.5% | |
| Fund Family | Discipline Funds | State Street Investment Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Nov 12, 2025 | Jan 22, 1993 |
DDXX vs SPY Performance
Defined Duration 20 ETF (DDXX) is a ETF from Discipline Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, DDXX is up 13.75% versus a gain of 12.68% for SPY.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -9.4% for DDXX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
DDXX charges 0.25% per year while SPY charges 0.09%. On a $10,000 position that is $25 vs $9 annually, a gap of $16 per year that compounds over a long holding period. On income, DDXX currently yields 1.79% against 1.01% for SPY.
Holdings Overlap
DDXX and SPY share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DDXX or SPY?
DDXX has an expense ratio of 0.25% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
What is the holdings overlap between DDXX and SPY?
DDXX and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, DDXX or SPY?
DDXX yields 1.79% while SPY yields 1.01%, so DDXX currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.