DECT vs VOO
AllianzIM US Equity Buffer10 Dec ETF vs Vanguard S&P 500 ETF
Which is better, DECT or VOO?
Option Writing against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.96.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DECT | VOO |
|---|---|---|
| Expense Ratio | 0.74% | 0.03%Best |
| AUM | $127M | $997.4B |
| Dividend Yield | 0.00% | 1.04% |
| Holdings | 5 | 509 |
| YTD Return | +9.77% | +12.25%Best |
| 1Y Return | +14.69% | +17.03%Best |
| 3Y Return (annualized) | +14.23% | +21.25%Best |
| 5Y Return (annualized) | - | +13.08% |
| Volatility (annualized) | 9.0%Best | 12.5% |
| Max Drawdown | -13.3%Best | -18.7% |
| $10,000 over 3.8 years | $16,132 | $19,735Best |
| Fund Family | AllianzIM | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Nov 30, 2022 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 1, 2022 to Sep 17, 2026 (3.8 years).
DECT vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
DECT vs VOO Performance
AllianzIM US Equity Buffer10 Dec ETF (DECT) is an ETF from AllianzIM and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year DECT returned +14.69% while VOO returned +17.03%. Year to date, DECT is up 9.77% versus a gain of 12.25% for VOO.
Over three years, DECT compounded at +14.23% per year against +21.25% for VOO. Across the full 4-year window we track, VOO has the edge at +19.59% annualized vs +13.41%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 9.0% for DECT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.3% for DECT and -18.7% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DECT charges 0.74% per year while VOO charges 0.03%. On a $10,000 position that is $74 vs $3 annually, a gap of $71 per year that compounds over a long holding period. On income, DECT currently yields 0.00% against 1.04% for VOO.
You are not choosing between two funds in isolation.
Whichever of DECT and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DECT or VOO?
DECT has an expense ratio of 0.74% while VOO charges 0.03%. VOO is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, DECT or VOO?
Over the past year DECT returned +14.69% vs +17.03% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (4 years), DECT annualized +13.41% vs +19.59% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DECT or VOO?
VOO has been the more volatile fund at 12.5% annualized versus 9.0% for DECT. Worst drawdown: DECT -13.3% vs VOO -18.7%.
Should I hold both DECT and VOO?
DECT and VOO have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, DECT or VOO?
DECT yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.
Is VOO better than DECT?
VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.