DFGP vs VTI
Dimensional Global Core Plus Fixed Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | DFGP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.22% | 0.03% | |
| AUM | $3.5B | $666.9B | |
| Dividend Yield | 5.48% | 1.07% | |
| Holdings | 1,557 | 3,543 | |
| YTD Return | +0.72% | +13.38% | |
| 1Y Return | +2.73% | +21.12% | |
| 3Y Return (annualized) | - | +21.85% | |
| 5Y Return (annualized) | - | +12.44% | |
| Volatility (annualized) | 4.6% | 15.3% | |
| Max Drawdown | -3.2% | -56.6% | |
| Fund Family | Dimensional | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 7, 2023 | May 24, 2001 |
DFGP vs VTI Performance
Dimensional Global Core Plus Fixed Income ETF (DFGP) is a ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year DFGP returned +2.73% while VTI returned +21.12%. Year to date, DFGP is up 0.72% versus a gain of 13.38% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 4.6% for DFGP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -3.2% for DFGP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
DFGP charges 0.22% per year while VTI charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, DFGP currently yields 5.48% against 1.07% for VTI.
Holdings Overlap
DFGP and VTI share 0 holdings out of 3636 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFGP or VTI?
DFGP has an expense ratio of 0.22% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, DFGP or VTI?
Over the past year DFGP returned +2.73% vs +21.12% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), DFGP annualized +6.62% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, DFGP or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 4.6% for DFGP. Worst drawdown: DFGP -3.2% vs VTI -56.6%.
Should I hold both DFGP and VTI?
DFGP and VTI have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFGP and VTI?
DFGP and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3636 unique securities.
Which pays a higher dividend, DFGP or VTI?
DFGP yields 5.48% while VTI yields 1.07%, so DFGP currently pays the higher dividend yield.
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