DFIC vs IVV
Dimensional International Core Equity 2 ETF vs iShares Core S&P 500 ETF
Which is better, DFIC or IVV?
Each has led over a different period.
IVV has a lower expense ratio. DFIC led over 1Y, IVV over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DFIC | IVV |
|---|---|---|
| Expense Ratio | 0.22% | 0.03%Best |
| AUM | $15.4B | $876.4B |
| Dividend Yield | 2.30% | 1.06% |
| Holdings | 4,134 | 508 |
| YTD Return | +9.58% | +13.32%Best |
| 1Y Return | +17.23%Best | +17.08% |
| 3Y Return (annualized) | +19.80% | +22.72%Best |
| 5Y Return (annualized) | - | +13.20% |
| Volatility (annualized) | 16.0% | 15.8%Best |
| Max Drawdown | -24.4% | -22.1%Best |
| $10,000 over 4.5 years | $16,807 | $18,154Best |
| Fund Family | Dimensional | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 23, 2022 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 24, 2022 to Sep 23, 2026 (4.5 years).
DFIC vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
DFIC vs IVV Performance
Dimensional International Core Equity 2 ETF (DFIC) is an ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year DFIC returned +17.23% while IVV returned +17.08%. Year to date, DFIC is up 9.58% versus a gain of 13.32% for IVV.
Over three years, DFIC compounded at +19.80% per year against +22.72% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFIC has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for DFIC and -22.1% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DFIC charges 0.22% per year while IVV charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, DFIC currently yields 2.30% against 1.06% for IVV.
Holdings Overlap
We hold position weights for 3,991 holdings in DFIC and 490 in IVV, totalling 94.2% and 99.3% of the two funds. That is not enough of DFIC to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 3,991 positions we hold weights for in DFIC and 490 in IVV, against full books of 4,134 and 508.
Top Shared Holdings
| Stock | Weight in DFIC | Weight in IVV | Difference |
|---|---|---|---|
| IPInternational Paper Co. | 0.02% | 0.03% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of DFIC and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DFIC or IVV?
DFIC has an expense ratio of 0.22% while IVV charges 0.03%. IVV is the cheaper option, by $19 a year on a $10,000 investment.
Which performed better, DFIC or IVV?
Over the past year DFIC returned +17.23% vs +17.08% for IVV, so DFIC leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DFIC or IVV?
DFIC has been the more volatile fund at 16.0% annualized versus 15.8% for IVV. Worst drawdown: DFIC -24.4% vs IVV -22.1%.
Should I hold both DFIC and IVV?
DFIC and IVV have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, DFIC or IVV?
DFIC yields 2.30% while IVV yields 1.06%, so DFIC currently pays the higher dividend yield.
Is IVV better than DFIC?
IVV has a lower expense ratio. DFIC led over 1Y, IVV over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.