DFIC vs IVV
Dimensional International Core Equity 2 ETF vs iShares Core S&P 500 ETF
Quick Verdict
IVV has a lower expense ratio. DFIC delivered stronger 1-year returns. DFIC offers more diversification with 3969 holdings.
Side-by-Side Comparison
| Metric | DFIC | IVV | Winner |
|---|---|---|---|
| Expense Ratio | 0.22% | 0.03% | |
| AUM | $14.5B | $865.2B | |
| Dividend Yield | 2.43% | 1.09% | |
| Holdings | 4,111 | 508 | |
| YTD Return | +12.56% | +13.43% | |
| 1Y Return | +25.01% | +22.61% | |
| 3Y Return (annualized) | +19.94% | +21.47% | |
| 5Y Return (annualized) | - | +13.26% | |
| Volatility (annualized) | 16.0% | 15.1% | |
| Max Drawdown | -24.4% | -56.5% | |
| Fund Family | Dimensional | iShares by BlackRock (US) | |
| Category | Equity | Equity | |
| Inception | Mar 23, 2022 | May 15, 2000 |
DFIC vs IVV Performance
Dimensional International Core Equity 2 ETF (DFIC) is a ETF from Dimensional and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year DFIC returned +25.01% while IVV returned +22.61%. Year to date, DFIC is up 12.56% versus a gain of 13.43% for IVV.
Over three years, DFIC compounded at +19.94% per year against +21.47% for IVV. Across the full 4-year window we track, DFIC has the edge at +13.27% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
DFIC has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.4% for DFIC and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DFIC charges 0.22% per year while IVV charges 0.03%. On a $10,000 position that is $22 vs $3 annually, a gap of $19 per year that compounds over a long holding period. On income, DFIC currently yields 2.43% against 1.09% for IVV.
Holdings Overlap
DFIC and IVV share 5 holdings out of 4469 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DFIC or IVV?
DFIC has an expense ratio of 0.22% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, DFIC or IVV?
Over the past year DFIC returned +25.01% vs +22.61% for IVV, so DFIC leads on 1-year performance. Over the longest common window we track (4 years), DFIC annualized +13.27% vs +7.03% for IVV. Past performance does not guarantee future results.
Which is riskier, DFIC or IVV?
DFIC has been the more volatile fund at 16.0% annualized versus 15.1% for IVV. Worst drawdown: DFIC -24.4% vs IVV -56.5%.
Should I hold both DFIC and IVV?
DFIC and IVV have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DFIC and IVV?
DFIC and IVV share 5 common holdings with a 0.1% weight overlap. Combined, they hold 4469 unique securities.
Which pays a higher dividend, DFIC or IVV?
DFIC yields 2.43% while IVV yields 1.09%, so DFIC currently pays the higher dividend yield.
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